hi to everyone,new to this so bare with me.
in 2000 got involved with welcome finance and over the next 4 yeays took out loans a,b,c,d& e.
c&d were both running at the same time and eventually consolidated into e.
a,b,c were all consolidating eachother..hope that all makes sense?
all the loans had some sort of insurances on them ie medicare,lifecover and ppi.
sent a sar and recieved the information.
informed welcome would be making a claim and recieved standard reply of not being regulated for the loans of a,b,c,d and to there records they had no ppi showing on e. on credit agreement it shows medicare and lifecover added.
was advised to contact the insurer (aviva).
replied with letter before action that it was them who issued the loan and therefore them i was pursueing.
my question is am i doing right by taking them to court and is there another way?