When I was 19 I was sold a plumbing course. The salesman arrived at my house and begun his campaign. I managed not to sign on the night but he kept phoning and I finally buckled. He came round my house, I signed a loan agreement with Barclays in April 09. It was for £5,995 interest free over 60 months.
A few days later I had second thoughts and thought this was a [problem], so called the sales person to say I wanted to cancel and he said I couldn't.
I attended the first training session in Birmimgham which was convient as I could stay for free with family. I then received a letter saying the centre had shut down and they would be in contact. 2 months later I phoned to find out what was happening and they hadnt got a new place. They then wrote to me saying the new place was in central London, nearer but less convenient. I phoned to say I wanted to terminate the course as it would cost me more for London, they said I couldn't cancel. I informed them I wouldn't pay and they said that would be a breach of the contract. I stopped paying.
I am now being per-suede by Apex, but they havent been too heavy lately. Reading the forums I was going to write for my contract but when they phoned I asked for it and they have sent me the loan agreement. It is just the loan agreement. It says on the agreement after I sign it I will have a short time to cancel the agreement, they will tell me how, but I told the salesman a few days later. I wasn't very good with contracts and reading things at that time.
Can I get this debt cancelled as the salesman refused my right to cancel, and furthermore they moved the location of the course.
Many thanks and any advice is gratefully received.