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Gator

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  1. Thank you! Appreciated And will keep you posted, re any response from Tesco's to my F&F offer regards Gator
  2. NEW Update re Tesco debt Hi I have recently had a letter dated the 28th January from Shoosmiths Solicitor’s and in the document attached, it stated the following: “We kindly advise that it is our client's instruction to reach a formal arrangement for the repayment of the outstanding balance. Our client has confirmed that it is willing to consider an offer of repayment in accordance with your circumstances.” “Accordingly, to enable our client to review your proposals for repayment, we require the completion of an Income and Expenditure form, within the next 14 days.”
  3. Hi Ok thanks will do! and update on any developments All the best Gator
  4. Hi Thanks for your quick reply! As you stated this application form that they have returned from my CCA is worthless? Question is could it possibly be used in any way to enforce the debt? Plus yes they have certainly changed the default date, adding on over 2 years, but as six years expires this month, does that have any impact? Finally should I now do anything, or just wait and see? All help appreciated Regards Gator
  5. Have being as advised to move these details of my CO-OP credit card debt to this forum The CO-OP debt is now with LINK and below are the details to date. CO-OP (C/Card) £3,330 Have a default notice from CO-OP dated 11 May 2011 DMP cancelled with Stepchange June 2019 CCA sent to Link on 13/5/2019 NEW Update: 4th Oct 2019 Link have eventually sent a reply dated the 26/9/19 to my CCA request from 13/5/19, which supplied documentation in the form of a photocopy of the CO-OP Credit agreement plus a letter saying that therefore the account is enf
  6. Hi yes another account is removed... good news! And will as advised start a new topic in the CO-OP forum asap Thanks for your help Regards Gator
  7. Hi Here is an update to my Co-op C/Card and Barclay C/Card debts that were passed on to Link in 2013 and are both listed in my earlier posts above Any help on what further actions are required, greatly appreciated Regards Gator Details follow... CO-OP (C/Card) £3,330 Have a default notice from CO-OP dated 11 May 2011 CCA sent to Link on 13/5/2019 Update No reply from Link to date DMP now cancelled with Stepchange NEW Update: 4th Oct 2019 Link have eventually sent a reply dated the 26/9/19 to my CC
  8. Hi once again! Thanks will do as advised and let it run keep you updated! Best regards
  9. Hi Thanks for your quick reply and yes I understand, will wait and see what occurs! And will keep you informed Best regards
  10. Hi here is an update to my Co-op C/Card debt that was passed on to Link in 2013 and is listed in my earlier posts above details... CO-OP (C/Card) £3,330 (updated to £,3305.35 by Link in the 14th Aug '19 review letter) Have a default notice from CO-OP dated 11 May 2011 CCA sent to Link on 13th May 2019 Update 30/7/19 No reply from Link to date as of 30th July 2019 DMP now cancelled with Stepchange New Updates 3/09/19 Received letter from Link dated 14th Aug '19 saying the account is due for a review and for me to fill in a Personal B
  11. Update on Tesco debt progress.... Hi I sent a F&F offer of approximately 25% to Tesco on the 3rd Aug '19 and still have not had any reply back from them as yet. No contact was taken with Shoosmiths solicitors as advised, and have had no response as yet from them also. What, if anything should I do? Plus should I now open a new thread for this debt? All help appreciated as always Best regards Gator
  12. Hi thanks and understood Will contact Tesco and see what response I get and update on my progress! Best regards Gator
  13. Hi DX100uk Thanks for your quick reply And apologies for me leaving a reference number on the Shoosmiths pdf upload, my fault, should have noticed! As per resuming a payment to Tesco’s will look to arrange shortly… . Just a few questions please: You advised doing this directly with Tesco’s, but as Shoosmiths are the administrators that Tesco’s have assigned, should I not contact them instead? And especially as Shoosmiths had been the last agency I had being paying £5pcm to through StepChange (DMP), prior to my cancellation of the account w
  14. Hi have been asked to create a new thread by DX100uk for this old Tesco debt The original thread for reference is: Best actions on old debts - help please Details from my original thread are below: Plus as requested both Tesco's and Shoosmiths CCA response documents are also uploaded for DX100uk to hopefully check? Thanks as always for you help! Best regards Gator Tesco/ RBS (Loan) £2,140 Was forwarded onto Shoosmiths Solicitors for administration Not showing on my credit reports (am actively looking through old paperwor
  15. Hi Thanks for your speedy reply to my updates of my list of debts, I will follow your advice on not responding to those that were answered in blue and for the Tesco/Shoosmiths debt will make a new thread and upload the CCA response documents in a PDF once scanned asap. All help greatly appreciated Gator
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