Discovered my Barclays Account was around £800 short
.and that Its down to Barclaycard helping themselves ,yet again!!!!
Its happened once before(£350 last summer) so it could have been avoided if I'd have started banking elsewhere
,but I was assured that it wouldn't happen again after B/C worked out a fair payment plan
,based on my priorty outgoings & living expenses etc...
At the time I was in the early stages of recovering from pretty bad back injury and in reciept of Incapacity Benefit,
when I told them this,within 2 days I got a full refund,the only stipulation being not to default on the payment plan they had set up or they'd do the same again..
Had to pay £12 p/w which I have without fail since
so I'm at a loss as to why they've burgled me again,
even though they're aware its my benefits account and that I'm actually,albeit slowly,paying it off.
I deposited a £1800 cheque recently,so that might start their bells ringing,
but this was my partners wages,
her Santander account has been compromised 3 times in as many years so she had her cheque re-written and used my account as a quick fix.
In total theres about £230 to cover about £1100 out goings!!!
I suspect we may actually drod dead sometime during the back end of the month!!!!!!
I know they can take whatever they want pretty much,
but I was making regular re-payments which I'd agreed to increase as soon as I could,
they set the payment amount/standing order and how often i pay.
..Ive not been contacted about any changes at all
They've just blatently done what they ,so clearly,told me I shouldn't do otherwise they'd nick my money again.
Does this sound familiar to anyone?
Are there any "unchangable" rules that cover this anyone knows of?
Even though I got a refund last time,I don't think I'll be as lucky this time round for some reason.
Got to wait till Monday to contact B/C,if I get no joy there a few pointers on how best to approach the whole thing would be magic!!
We really cannot get by without this money to be honest
Thanks for any help