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susiebling365

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About susiebling365

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  1. Thanks for that, I have just received the exact same letter, so I am using your suggestion of the letter too, . Susiebling
  2. I v just checked up on 243 of the highway code, and yes you are right, so why do people keep discussing and arguing? If taking a test it would be striked against you, if an accident occurred ( as in my experience it did) then the fact that you were parked on a white line would go against you. I have just had a white line painted for those reasons. Like the guy says its not neighbourly and can cause accidents. Maybe it is nt a legality as such , but I would n't push my luck and park on one. Thats what the Highway Code is all about....
  3. Ok. It is embaressingly lengthy, and hope you can understand it. My debt problem started in May 2002 and due to divorce I was coerced into agreeing to the purchase of a motor home by solicitors. This was to enable myself and daughters to regain the family home, and my then husband to move out and live in the motor home. He initially agreed to have this as his financial settlement for the divorce. The original debt totalled £40,094.35 , which included interest charges of about £ 10 k. However, the divorce dragged on and my husband changed his mind, and I was left repaying the de
  4. The DCA was Nationwide Collection Services. I presumed that BH used them to collect debts. They used to write to me every few months to remind me that the debt agreement was a temporary arrangement, and sometimes push me for a little more. The CAB agreed with them a payment of £30 and eventually I was paying £50 per month. Anyway, a period of 18 months went by with no word from them, then all of a sudden I got the letters adressed by BH again. My "case" is very complex, and the CAB at the start were quite helpful. I now feel that I need to pay them no longer and maybe I have paid more than I s
  5. I have been paying £50 permonth up until my partner looked at what I had paid so far and challenge the state of the account. Especially now I am retired. The debt was with Black Horse , vehicle repossessed sold etc and remaining debt passed to Nationwide debt collectors, Recently I have started recieving letters from the Black Horse again and can only presume its because the vehicle is paid and the remaining £5k is made up of charges and interest ( which originally was around £11k. ) I have more recently been paying £5 a month.... Its very complex I m afraid.
  6. Hi I have been reading with interest this forum, but I cannot quite come to a an answer for my question so I hope someone can help me My debt is ten years old , has been defaulted , repossessed etc but I am still being chased for charges and interest, residue to the loan and default charges. The debt is not recorded anymore on my CR file and the BH admit to not reporting it as the vehicle was repossessed and sold, Can they take me to court for these charges and report the same to the CRA? I do think I have served my time on this debt and overpaid them as it is.
  7. I am trying to resolve and end a long term problem with The Black Horse. Can anyone answer me this question. If a vehicle is repossessed and sold at auction, could I expect to have any sort of receipt or official document to tell me on the amount it was sold for etc? I received nothing but mention in a letter and later an amount on a statement. Is this right? thanks[/size]
  8. I am experiencing a similar problem. I see now why my account has gone from BH to Nationwide and now BH again. They are chasing me for £5000 , which is just interest and charges. The vehicle, a motorhome was repossed within the first two years of the ten year loan ( which is now), I have paid the cost of the vehicle plus interest and yet they still want this £5k I am retired now, and my partner has made me realise what a disgrace the whole agreement is, but I just want to end it now. I am retired and feel they have had enough out of a debt that wasn t really mine in the first place. The Fin
  9. Hi. Looking for direction on a ten year old problem, that now I am retired, and met someone who is more savvy than me, really needs an end putting to it. Its with the Black Horse, who I notice are very unpopular on here. I will try to be brief so you don't get bogged down and I do hope someone can answer my question , here goes........ In May 2002 and due to divorce I was coerced into agreeing to the purchase of a motor home by solicitors. This was to enable myself and daughters to regain the family home, and my then husband to move out and live in the motor home. He initially agreed to
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