Hi, I have a current plus account with Natwest although I no longer use it as my day to day account- I have an account with The Cooperative Bank. I'm currently £650 overdrawn but within my overdraft limit, and I'm paying this off as much as I can. In 2009 I was in a bit of financial difficulty and they charged me for going over my overdraft limit. I'm just wondering if it's possible to claim these charges back. And if so is there a template that I can use to send them. Thanks!