Actually I have found that it is Capital Payday Finance..... I do not remember ever having a loan with these people!

Hi, Thank you for your reply and link. Yes it was taken by Visa Debit. I have just called the Police to ask for a crime reference number but was told I could only have a incident log number...I guess this is OK? Also I have spoken to my bank again who have now stated the money shows as going to "Capital Finance". I cant find any info for them?

Hi,, Hope I am doing this correctly... I have had previous PayDay loans all of which I have cleared except one. I had lost my job etc, wrote to them, explained the situation, heard nothing back from them with regards to my repayment offer, buried my head in the sand, so on and so forth. I again applied for a PayDay loan last week as in a dire situation. I know it isn't the correct thing to do but desperate times bring desperate measures. I entered all my details, plus bank details and card number. This was all with a company called MoneyMajesty. They sent a text message back asking for me to reply at a charge of £5. This I did and never heard from them again. Saturday morning I woke to find my bank account empty. Amounts of £25, £25, £175, £68.75, £68.75 had been taken one after the other. I called my bank to be told a finance company had taken the amounts and I would have to call the fraud dept on Monday morning. All I can assume is the old debt company, PayDay loans are linked to this other company and have re-claimed the old debt. Could some-one please advise if they are allowed to do this? Is there any way I can claim fraud? Should I tell my bank I applied and gave my details but did not receive a service etc? I gave these new details to repay any future loan with a different company?! Also my money which is paid into my Natwest account doesn't officially go into my account until Monday but Natwest credit on a Saturday instead of Monday. Therefore these payment show as being taken on the 28th but my money they have withdrawn from isn't showing until the 30th on my statement.... I hope someone can make sense of my thread and help a little? Kind regards