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AnamCara7

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  1. hallowitch, i have written t stephen hughes, it was after that i got the committal letter, thank you for the previous link, im looking at it now. ellenn, dad pays by cheque as there has been a mess up with his accounts and direct debits, him not knowing what day what money goes into what account, if i pay for him the mortgage company demands i sign disclaimers and wave all my rights, or they will not except payments. Thank you both so much for your help.
  2. Hi Ell enn, yes dad can afford the mortgage repayments but gets very confused with the money, what he cant afford is the council demanding an extra £200 per month for council tax and refusing help even though he gets disability and clearly is unwell, with evidence to support this. he has fallen into arrears because of how confused he is, money goes all over place and he looses track of it, that's why i have had to step in.
  3. i followed all those suggestions up, and other departments started to send committal to prison letters, also letters saying no further consideration will be given in regards t the ustanding debt, they refused to talk with the authorized representative under power of attorney act 1971. I have applied for council tax benefits and it was them who wrote back saying they would not consider any further arrangement. I have a court letter stating dads disability but they still refuse to help and just send it to other departments, equita actually were helpful and suspended action for 28 days, the most he could do, but the council are refusing to help. I started this thread because i have added the mortgage and blemain to it who are also not being helpful about the situation either. Is there anything to help protect very vulnerable persons? They have been told and shown proof of his condition, they know he cant deal with it and will not correspond with anyone else, and the letters to him are getting more threatening. Is there a way to help protect my father whilst i can sort things out?
  4. Hi, My problem is my father is very ill, dementia and mental health problems, along with osteo arthritis, because of this he had to take early retirement and is on disability living allowance, he did have eesa, but didn't know it had stopped due t his health problems, he is not able to deal with any correspondence. Things have got really bad, kensington mortgages have now said they are going to apply for an eviction date, my dad had no idea because of his mental health, I live in the house with my two young children, I am his unpaid carer. They refused to give me any benefits over a year ago. I get some child tax credit that's all, Birmingham city council have sent letters to have my dad committed to prison although they have had psychological reports to support my dads position. Kensington want to repossess the house because his payments are all over the place as he doesn't know what he is doing. Another secured loan (Blemain) have tried to get possession f the house but the judge only registered a charge instead, we had no knowledge of this until we had the court decision papers. Although they have been informed of dads condition they send three or four threatening letters aweek addressed to dad, they were informed to address them to an authrized reprasentative but never have, this is the same with Birmingham City council. I am genuinely fearing for my dads safety, he really has no ability to cope with this, he is extremely vulnerable, each time they address a letter to him he gets worse and i dont know where to start or what to do. Any help, advice would be really appreciated, Im so worried and scared.
  5. Just saw your later post, is writing to them better than phoning and should I do it recorded delivery?
  6. To the best of my knowledge, a letter was sent addressed to my father saying that they were taking him to court and the court date was the following week, The person acting on my dads behalf sent the reports to the person who sent him the letter. Also the person acting on behalf of my father telephoned the court and informed them of my fathers condition, they were not interested with his condition, only the money that was owed, all they wanted was an agreement to pay to stop the proceedings. My father was unable to pay what they wanted (£150 per month) as he is on benefits now having been forced to retire last year due to his condition. We have not received any correspondence since to the best of my knowledge, but my father does get very confused and can not remember things, looses paperwork, so I can not guarantee this, the first letter I have seen is the one from the bailiffs. I hope what I have written makes sense to you. Thank you for your help. I will contact CT collections department tomorrow and again inform them of my fathers condition and ask them to look through the file to see the reports that were sent to them, if it was them who actually got them, by the way it is birmingham council if that helps
  7. Yes the council were sent a letter by another person authorized to speak to them, that letter contained copies of the reports about his condition, this was about two months ago.
  8. Hi, thank you for getting back to me so quickly, the doctor said that he could not give me a letter to send to any persons I may need to share this information with but if he received a letter from any persons who fall into this category of needing information could write directly with the information, also there was a group who sent him to doctors and got reports on his condition independently, i have requested copies of these reports but as yet have received nothing back, as you can see this is not of any help because situations are getting worse and I need the supporting documents to send off. I know that the council were sent copies of some of these reports by somebody else but it seems as if this has been completely ignored. If they turn up when my father is alone he will not be able to handle the situation independently.
  9. Hi, My question is on behalf of my father, I recently discovered debt letters, bailiff warnings and threatening letters addressed to him, the problem is my father has early onset of dementia and this has been recognized by various health experts, he was found to be unable to deal with mail correspondence among other things. A letter from council bailiffs has arrived stating we are to attend your property shortly to remove goods in connection with your unpaid council tax debt due xxx council. Our removal teams are in your area throughout the coming week and will enforce the liability order without any further notice. My father is not of sound enough mind to deal with anything like people coming to the door, I know this could also have serious implications on his state of mind and health too. What can i do about this? Is there any guidelines to help when dealing with someone who has health, mental issues like dementia? I know that they have been previously informed of his condition by a third party and have not seen any further correspondence untill now with this letter. Any help would be greatly appreciated please.
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