Delayed transactions/overdrawn in Yorkshire Bank and Clydesdale Bank and Northern Bank Posted March 27, 2013 Can't say I've had an issue with DD as mentioned above, probably as they come out just after I get paid. It has happened again this month. last night I checked my wife's account and had balance of £30. I went out and spent £21 and knew our OD charges were coming out today. I checked bank at 4pm and spent £21 around 5.30pm. checked this morning and am overdrawn by £14 as a Maestro transaction that I made on Sat 23/03 had come out after I checked it at 4pm yesterday. I know it's my responsibility to check transactions but it a bit funny how they always seem to delay until my balance is nearly to zero. On my statement it came out before the £21 I spent so why did it let me spend it. So annoying, think I will have to clear my OD and move to another bank.