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About DorsetRed

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  1. One other thing that has really bothered me, is that they have started phoning my work number too. Are they allowed to do that? I've certainly not given it to them, nor has my wife, and it's only been my work number for 2 years so it's definitely not on any file they would have had on me. So I can only assume they have Googled it and found it that way? Seems very invasive!?
  2. Well the letter came, and it turns out it was relating to an overdraft that I had at the same time, not the loan. It was considerably smaller than the loan, so not such a worry, but they still like phoning. I had a particularly rude call today again which again I wouldn't confirm my details to, and then they said they will keep calling until I'm ready to talk to them!! I am just about to send the statute barred letter to them via my accountant, but wondered what I can do to stop them calling? Presumably the same situation applies even though it's an overdraft not a loan?
  3. Thanks for the quick replies. I did reply in writing, as I wrote from prison. However I replied to a totally different debt collection agency, not 1st Credit, nor the originating bank. The last payment was October 2005, the account was defaulted in March 2006 and I wrote the letter saying I couldn't pay anything in October 2006.
  4. Hi there, Back in 2005 I got myself into a situation where I was gambling out of control and ended up taking money from my job to fund the habit. At this time I also took a considerable bank loan, which I was offered with no problems at all. About 3 months later I was arrested for taking the money and subsequently went to prison. I stopped the repayments on the loan at the time I was arrested as I had no income coming in. This account got defaulted in March 2006. In October 2006 a debt collection agency wrote to me asking for payment, at which time I explained th
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