Hi Happyhippy1959, Thanks for your reply. Unfortunatyely FP refusing to let the sale go through is one of my biggest concerns. I don't want to get to the point of incuring costs with solicitors etc and then find they say no! I don't understand why they would seem to prefer to put me even deeper into dept by allowing the house to be repossessed and then sold for a lower price than I am likely to get (if I could get an offer of course!). I just need this house and all the stress associated with paying FP gone!! My husband's health is far more important than any house!! The mortgage i

Hi All, This is my first post and not sure if I'm in the right place, but hopefully someone will be able to help. I have a mortgage with a balance of £161,000 and a secured loan (with Firstplus!!) with a balance of £49,000. I am self employed, but am getting less and less work. The secured loan is our biggest problem, so for the past year and a half I have been trying to sell the house. Have had no offers despite reducing the price several times. At the moment the house is up for £208,500 but is still not getting any offers!!! Total unsecured debts are: Personal £5000, Credit ca