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About LucasA

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  1. Hm I think you're right. Could be dirty tricks, but surely that would be more illegal than immoral. Anyway, the defence I posted earlier - in your opinion would that suffice or should anything be added? Kind Regards, Lucas
  2. The court haven't received it but the lady said they were back logged by 2 weeks so am unsure if they have or not. I'm thinking they probably have as they have given it to me in writing, albeit via email. Should I go ahead with the defence?
  3. Have just recieved this email after chasing them up: As per discussion this morning, we can confirm that the documents you have requested with Barclaycard, we do Allow at least 4 weeks for Barclaycard to forward the required documentation across to MKDP. As of today we have requested 4 week stay to await documentation. Kind Regards Is this legally binding or should I still hurry my defense through?
  4. Is there anything I should reword or edit out? Thanks in advance, this site and it's members are proving invaluable to me.
  5. Ok I have a rough draft of my defense which is an amended vesrion of Dottys from another post with added points from CB. Here goes: In the Northampton (CCBC) County Court Claim number XXXXXXXX Between MKDP = Claimant and Me – Defendant DEFENCE 1. I (insert name and address) am the defendant in this action and make the following statement as my defence to the claim made by MKDP. 2. Except where otherwise mentioned in this defence, I neither admit nor deny any allegation made in the claimants Particulars of Claim and put the claimant to str
  6. Hi Andy, Thanks, I will get to work on my defense this afternoon ready for tomorrow. I am going to chase them up on the email they promised, if I manage to get that will it still be too late to request an extension from the court? Thanks
  7. HI CB, Yes that summary is correct. I don't ave a copy but it was taken out around 2006.
  8. Still haven't received a reply from them, have spoken to them on the phone today and they fobbed me off saying the court case is being delayed by them and that they will send acknowledgment of my received cpr 31.14 request in writing but as yet nothng. Any suggestions as to what I should do now? Need to let the court know of their acknowledgment and extension request by Saturday but am thinking of filing a defense asking for it to be struck out due to their lack of response. Getting very worried now so any help at all would be massively appreciated!
  9. Main reasons being I did not receive a NOA or a letter before action and that the charges are unfair and excessive and I want to challenge them. Also by reading through Dottys posts it seems as though the claimants don't seem to have their act together.
  10. Thanks citizenB, CPR31.14 was sent recorded yesterday recorded and the acknowledgment was filed online today. I guess it's now a waiting game for them to respond. Should I be doing anything else in the meantime? Lucas
  11. Good morning Dotty and CitizenB, I am reading through your threads now and they are reassuring. I think they definitely are issuing these in the hope of no defense but I don't plan to give them the satisfaction. I read in another post (can't remember which now as have trawled through so many) that they didn't even turn up to court on one claim. I am planning to defend, whether all or part of I am unsure of. If I tick the 'defend all' box will that cause me problems later down the line if I choose to only defend part? Also once I have told the court of my decision (I ha
  12. Thanks CitizenB, The particulars of the claim are as such: The claimant claims the sum of 3206.95 being monies due from the defendant to the claimant under a regulated agreement between the defendant and Barclaycard **************** and assigned to the claimant on 13-05-2011, notice of which has been provided to the defendant. The defendant has failed to make payment in accordance with the terms of the agreement and a default notice has been served pursuant to the Consumer Credit Act 1974. The claimant claims the sum of 3206.95 and costs. The claimant has complied, as far as is
  13. Hi, No I never took out PPI and there are a lot of charges, around £400 the last I can remember. Thanks for the quick reply rebel!
  14. Hi, I am a complete newb and have been reading through a lot of the old threads and think I've got a grip on what I should be doing but was hoping some kind users wouldn't mind glancing over my case before I act. I received a claim form from MKDP LLP on the 18.6.12 (well actually a lot later than that but that's when it was dated) via Northampton County Court. I owe them £3206.95 but simply do not have the funds to pay as I'm out of work and having to claim JSA. Should I try and defend this case or buy more time? Have been thinking of trying the CPR 13.14 as I really h
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