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Ghazala2010

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  1. if it is passed on to the DCA do I still ignore them? Thanks Ghazala
  2. there is no claim in the court process by either side yet, so how do I put in a reclaim? Thanks Ghazala
  3. Hi, I am a bit confused as to whether I should be making a claim against Very Shop Direct at the county court. They charged me a number of penalty charges but I have not paid them. They have been pestering me for the charges. I was thinking of taking them to court to have this debt wiped off. Can someone please advise me if I can go through this route when I have not paid the charges and would I make the claim as a no money claim. Thanks Ghazala
  4. Hi, What is the caselaw and legislation to rely on in court for unlawful penalty charges ie late payment charges by Very. Very have not replied to my preliminary letter to refund and wipe out unlawful charges, which I have not paid them, so I will take them to court. Thanks Ghazala
  5. Hi, where is No. 4 on the site team signature, I cannot seam to locate it. Thanks
  6. Hi Thankyou for the advice, I will got on to it right away, thanks again. Ghazala
  7. Hi, Could someone please advise me the process I need to take to get the catalogue company off by back. I have looked at other posts in the site, and what I understand is that you can reclaim late penalty charges, is this still the case for 2012 as some posts are old My position is that I have not paid the current penalty charges I only made 1 a year ago and Very Catalogue keep adding £24.00 a month. Initially I was late with my payment by 2 days, and they charged me £12.00 penalty. I have paid all the lawful debt only the charges are outstanding. I requested Very to provide me proof that it actually cost them £12.00 due to my payment reaching them 2 days late, however i only received further demands for payment. The charges have now accumulated to £72.00 and it has been passed on to NDR (Nationwide Debt Recovery). If I don't pay the full balance in 7 days a default will be added on the credit register. I need advise as to how do I proceed in clearing these charges. If I keep ignoring them they are just going to keep adding the charges. Please advise whether I need to use the same procedure for reclaiming the penalty charges. Many thanks
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