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Carolyn Welch

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About Carolyn Welch

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  1. My friend is desperate for help, I am at a loss as to what to do. She has a Mastercard for emergencies. She works hard as a teacher, has mortgage and bills to pay and is struggling to put her son through Uni. She has held a Lloyds account for around 8 years with an unblemised record. She got her April statement and found there were 5 transactions which she hadn't made. She has her card, the bank insists as she has the card and is the only person that knows the PIN she must have used it. I suggested that on an occasion when she has used the card in a store it has been cloned and her P
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