Hi I was sold a consolidation loan by Lloyds a few years back during an "Account Review meeting" (yes I do deeply regret being stupid enough to fall for that one!) - which was designed to pay off my Lloyds credit card balance as well as three small loans with non Lloyds companies. At the end of the meeting - as the Lloyds rep was printing out the documents to sign she said that the lending department had added a clause stating that to prevent the loan funds being used for other purposes - that provided I dropped off the documentation for the other loans - that Lloyds would clear these amounts for me! This was the clinching argument - I signed - I dropped off the docs and nothing was ever done. Having recently found the loan docs there is as far as I can see no such clause added. Some of the loan remains outstanding - due to a multitude of problems and change of circumstances. I have taken this to the Financial Ombudsman - who found for Lloyds as there is no clause in the doc - but I KNOW what she said - there must be something I can do?!!! This cost my marriage and probably my sanity (although that may be in question as I agreed to this based upon promises made - so maybe my sanity was questionable back then) Advice?!