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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

Inzi92

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  1. Inzi92
    Can anyone help with please? I really do appreciate you help!
  2. Inzi92
    Appreciate everyone's help, just need to get defence prepared. Where do I start? What should be included?
  3. Inzi92
    Thank you
  4. Inzi92
    Sols? They now have me thinking if I submit the forms I will get a ccj? This is my biggest fear because it really isn't an option although I do understand and appreciate it myself that's got in this mess in the first place. Is there an option to 100% guarantee this wont happen?
  5. Inzi92
    Ive spoken with MH again and they have provided me with arrangement in writing. They have said that as long as the balance is paid in 120 days no further action will be taken. They have said I don't need to submit forms as the would have to instruct their solicitors to move forward with the case, and as long as the arrangement doesnt default in the 120 days this wont happen? The forms are sent from their solicitors and also asks for them to be returned to them too? Surely this wouldnt be the case? The court address is Northampton and he assures me this is for bulk processing address?!? I really am confused with all of this? Can anyone help?
  6. Inzi92
    Right I have now responded. I also contacted the solicitors who the forms that are sent by to make an enquiry to whether they had informed them of an arrangement being set up. I explained they had told me I didnt need to do anything with the forms and he strongly advised against this and said it would gain a default judgement. I asked why I had been told this and he said I cant comment on that, maybe due to lack of legal knowledge!! Its an absolute joke! Whats would you suggest to do next?
  7. Inzi92
    Thank you for your help This will be done first thing in the morning. Do you still think it is possible for me to avoid a ccj? Is the defence in writing or will I need to appear in person?
  8. Inzi92
    I agree! Issued on 19th April. So what happens next?
  9. Inzi92
    File a full defence? I appreciate your help with this. Made first payment today for the amount that was requested. Still not received email outlining arrangement however I will chase this up. They did tell me I didn't need to do anything with forms, however I am taking your advice and submit these tomorrow. If I register online I do not need to submit by post is this correct? Is there anything I should include when doing this? If I carry this out will this still avoid a ccj? Who controls this, is it the court or MH? Thanks again
  10. Inzi92
    Ok so do I make first installment and then still follow up through court?
  11. Inzi92
    Ive spoke to MH again and they have said if I pay over 4 months no further action will be taken, however the payments they are asking for still include solicitor fees and court fee? Is this correct? They said that they give 120 days for payment not 30 as it is in there best interest to stop any further action also? Although I feel they are telling me what I want to hear I am still dubious!? They said as soon as I have made first payment they will send me an arrangement agreement however I would like this before I make payment. I have to make the first payment before end of April which isn't a problem, however I was then told If i didn't the arrangement would be in default!?
  12. Inzi92
    Right I've spoken to them are they are willing to let me pay over 4 months but no longer. I asked if this would mean they would stop court proceedings and he said yes, it would be put on hold & then if the balance was cleared in the 4 months it would be marked as settled on credit file. At this moment in time I can't quite see how I can physically afford this but I'm going to try & get some help to avoid the ccj. What do you think? Thank you in advance
  13. Inzi92
    So do think it would be best to try & sort an arrangement with mac hall directly if they will withdraw from court?
  14. Inzi92
    I don't think i have ever received a default notice from Mac Hall, only from P2P by email. I dont recall seeing a NOA either. Only a letter stating that the monies had to be paid and threats.
  15. Inzi92
    I dont have copies of Default Notice/Notice of Assignment : ( Do I request this in writing? Is this one document or 2?

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