It is listed as A - E A - being amount of loan B - Interest on the loan C - Amount of Credit Insurance D - Interest on Credit Insurance E - Total amount of Credit

Balance has been "Satisfied" on my credit report since 2010 and is not included in any monies owing on my credit report

The last payment was June 2010. An independant claims company deemed it unenforcable and wrote to them to inform them of this and i then didn't hear anything from them until October 2010. The loan was taken out in 2005 and any correspondance they have sent to me since 2010, they have stated it was taken out in 2008. I have not taken out a loan with them in 2008 and have never signed any new agreement.

I have a loan agreement dated 2005 with G E Capital bank. On the loan agreement , particulars of loan, the PPI was was incorporated into the monies lended. Does this make this agreement unenforcable. It was deemed unenforcable by a independant company in 2010 and the creditors did not contact me in all that time. They have now begun harassing me for payments and threatening court action via a debt collection agency. My credit report shows this account as in default as of 2010, but shows balance as satisfied. Could anyone answer my query. Any help would be appreciated.