Hi, because no one has replied at all, I'll talk to myself The new franchise holder contacted me saying they were going to continue with the prosecution (I hadn't been able to contact them..) and asked for the original amount demanded. Those who have or are being prosecuted for being unable to produce a ticket in non compulsiory ticket areas (I found outr today I wasn't even in an area where tickets are compulsory..) AFTER travelling should really check section 18 part 2 of the Railway Byelaws and have a think about what it implies if someone demands money with menaces AFTER a journey has ended and AFTER you've exited the "compulsory" ticket area. The train companies and many posters here would have you believe any violation of this part of Railway Byelaw is not contestible in court. You purchased a ticket you used it to enter a station you had it with you on the train, you exited the train.. It may be instructive to consider whether any authority can REASONABLY impose a sanction beyond the penalty fare or at all, for not having a ticket outside of the ticketing area.. particularly in relation to the size of the loss incurred by the train operator (i.e. none). If prosecuted for not buying a ticket in this circumstance : Request to see the CCTV of where you bought the ticket. Ask the train operating company to prove that a ticket was not bought for your journey when and where you bought it. Read up on what the Railway Officer has to tell you before he can issue a penalty notice or fine. Read up on the necessary display of notices for penalty fare areas. DPA the train operator for all info a few weeks after asking for the above preferably after you've received the DPA response. Contest any untruths discovered in writing immediately. Don't be intimidated by aggressive railway staff treating you as a second class citizen (no pun intended) because they imagine you haven't bought a ticket which somehow means you're less than human so don't deserve to be treated like one. Don't sign their paperwork and ask for acopy of anything they've written there and then. Remember that some rail operators have been deliberately been using court summons to extract unreasonable settlements, it boosts their profits. On another note I liked this forum better in it's younger years, there weren't so many companies or their misguided staff on it looking to bias conversations and gain valuable intelligence for their small minded harmful activities from posts. This site is after all where that munnysaving spert got alot of ints info on how we consumers could enforce our rights a few years back. Keep your posts clean of any info that can identify your case or you personally kids.. and be nice to each other out there.

Hello I'm appearing in magistrates court imminently because the now defunct First Capital Connect (FCC) are pursuing prosecution for a failure to produce a valid ticket at Finsbury Park station. I'm pragmatic about this and have attempted to settle with FCC without success, various parts of what happened leading up to the court date make little or no sense.. So here in brief. I travel once or twice monthly from and to Finsbury Park overground station. Travelled to Finsbury Park with valid ticket, exited train on newly built platform which had no ticket barriers unlike the other 4 platforms at the station. Discarded ticket because no barriers to put it in to, walked down two seperate flights of stairs to exit station, one FCC staff member at street entrance to station asks for ticket. I explain I discarded it and offer to go back and get it, staff refuses offer and says I cannot go back to get it. Staff asks for name and address which I give, he verifies it writes out missing ticket pad slip, I ask for copy of missing ticket pad slip, he declines to give me, I ask how can I pay, staff says they will post bill to me (no offer to allow me to pay there and then). FCC send court summons asking for any mitigating circumstances - I reply with above and ask them to check records of purchase for 1.5 hour period on day when I bought ticket, apologise profusely, make clear offer to meet their costs and pay for ticket to bring matter to a close. They write back asking me to contact them in light of my response to resolve matter. I email, telephone and write to the contact info given, after no response I start requesting they call email or write to me. I continue to try to make contact receiving no response for 6 weeks.. Get court summons 9 days before hearing asking court to award for £100 approx and cost of ticket £15 approx, I plead guilty by post outlining the above, apologising and pointing out I just don't want to waste anyones time. Court date passes, I receive letter from court stating they have adjourns matter to allow "prosecution to review", I've heard nothing from the prosecution (FCC ceased trading on 14th September this year) I contacted court to ask if hearing going ahead, they advised me yes and court staff said always best to attend, I will go because I want this matter to end, although I've already pleaded guilty by post and submitted mitigation with the guilty plea. I would laugh if it weren't for the fact this is serious and I respect the law, its stressed me for months and I'm going to court for the first time in my life - I'm no spring chicken. The date of birth on my summons is incorrect, I think this is irrelevant but am no solicitor. What I am keen to know is where the "compulsory ticket area" is at Finsbury Park station and most importantly could anyone give me any pointers on what I should do or say at court. As I've said I was happy enough to pay whatever to make FCC happy and still am, yet I have no means of contacting them since they don't respond to any normal channel and have now ceased to exist. I've been putting off looking at this but it's happening in a couple of days.. Any advice very welcome.

Greetings all, Longstanding MBNA credit card profit centre here, agreed token payment of £1 monthly Sent CAG SAR, proved receipt at MBNA's proper address more than one month ago, less than one week before 40 days are expired. Sent CAG request for CCA, proved receipt at MBNA's proper address more than one month ago. 12+2 days expired over a week ago. No response at all to either, should I send another template from CAG next ? And or any additional action ? Debt allegedly sold on at an unknown point in the last four months ; MBNA sent me an undated letter stating they'd "decided to sell the outstanding credit card debt and have "transferred ownership",there is no statement that MBNA have in fact sold the debt based on the words used, the quotes are the relevant statements of that letter. I responded by letter that as there was no proper notice of default, or intention to sell the contract MBNA is in breach of contract and should remedy its failings. No response except acknowledgement of receipt. Have continued to make token monthly payment to MBNA. Any advice welcome anything I can do to end their stonewalling of my requests ? And or to fulfill their part of the contract ? For The Hell of It