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Trevor Jose

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  1. I have 3 payday loan accounts from Ablemalre & Bond with Chantry Collections. I pay £5 per month on each which they debit to my other debit card (not account which has income coming in), thats the minmum tehy say they can accpet & they wont take payment by standing order. I'm on JSA and have missed & had to rearrange the payment dates on several occasions, and am concerne dthey could try to represent the £900 cheques, which would bouncebut woukld incur me a £10 per returned item bank charge (ie £90) or try taking the varied amounts of outsanding debt overnight on my debit card, which a debt collection agency did for my Money Shop account last year. If i phone them & say I cannot pay by debit card now they will ask why. Any sugesstions please?
  2. ok, thank you, I have copied Tim Kevan's private parking notice template letter, I will re-consider my original intention to ignore in light of this
  3. Just read you letter to the Cambrian News, I think I am reassured now. Many thanks
  4. Hi there re: the Rheidol retail car park, Aberystwyth. I received last week a Parking notice charge of £80 for overstaying by 13 minutes in this car park. After posting about this on Facebook, I received several replies from people who have received parking notice charges from PArking Eye and have been advised to ignore them, as they have no legal standing as it is a private car car park that is free and tehrefore they have suffered no loss of revenue for a 13 minute overtsay on 2 hours free parking. Apparently, as it is a private car park thet could only make a claim fro non payment in the small claims court, which for that amount I’ve been informed is unlikely. I intend to ignore any reminder letters or letters from debt collection agency. Is this teh best course of action? I did phone Ceredigion CC trading standards, was put through to the national trading standards, who couldnt comment on other contacts re PArking Eye at Rheidol Car park. Many thanks
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