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pike

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  1. Having sent off the CPR 31.14 request to Aplins have got a letter from DLC We are still awaiting a copy of the network services contract from the original lender and will forward it to you in due course. We confirm your account will remain on hold until we have done so. .............................. ............................ Should you require an extention of time to file your defense pursuant to part 15 of the practice directions we will consent to a extension of 28 days Will see if they come back with anything or drop it with some luck
  2. Thanks how do you go about a CPR13.14 request please Got the letter saying they may do the CCJ and i it is awarded and costs Particulars of claim The claim is for call and service charges due and unpaid as at today s date under a networ k services contract made between the claimant and the defendant . That is exactly how it is written on the paperwork
  3. i got the normal we may might and if letters the court paperwork has the claimant as Orange personal communications Debt recovery team Address for documents and payments is Aplins looks like i will have to pay in this case if there is no deference
  4. 18 months or so court claim is for around £500
  5. i think it was a 24 month contract if you can call it one as i doubt there is any paperwork to back them they have broken the contract by barring phone wile charging for something they not providing firstly orange would not accept payment as have to pay the debt collector but i refused that as ant contract is with orange now they claim more money or get a ccj blackmail in a way ?
  6. Had a orange phone last year they cut me off as was late paying the bill and customer service was not contactable on the 150 as calls were barred.they cut me off so thought nothing more of it DLC wrote to me asking for payment contacted orange as was going to pay them not DLC but they refused to accept payment and i refused to deal with the debt collector. I have now received a claim form from Northampton bulk center The claim is double to what shows on my credit file! Particulars of claim The claim is for call and service charges due and unpaid as at todays date under a network services contract made between the claimant and the defendant . How is the best way forwards on this i have acknowledged the claim just need a deference if there is one? Orange were the one that barred my phone at the time for around a £50 bill surely they broke the contract and now trying to charge for something they not providing Thanks for your time
  7. Thanks for the reply's Has anyone got a address to send the SAR to HSBC once i get the info i will post back there is lots of overdraft charges @ £150 per month on the two accounts can those fees be reclaimed? Thanks
  8. Thanks for you reply The HSBC accounts were two overdrafts and one loan they were charging a overdraft fee of £150 on the two overdrafts so £300 per month what shall i do about debts that do not show on credit report as have had a few letters from debt collectors asking me to contact them but i ignored them they are a overdraft from another bank and credit card about 3 years ago
  9. I have a few debts coming out the wood work they all show on credit report Most of them have now gone to debt collectors no phone calls just letters at the moment phone debt £86 disconnection fee moved home orange wont accept payment tell me to pay DLC collections British gas debt disconnection fee and charges £90 odd moved house Hsbc balance £404 default £1109(2010) Hsbc £1300 default 2009 Hsbc £1700 default 2010 those all lumped together DG solicitors sent letter with slight reduction before they pass it on was paying £1 per month now nothing Credit card Santandere £1700 now with westcot the credit card was taken out at the time when the bank would send you a cheque would there be a CCa with that type of account? My credit rating is 1 out of 5:sad: Not working at the moment What is the best way forwards with this? thanks
  10. I have a court case next week finance company are seeking a order for repossession of my vehicle it is for the balloon payment due at the end of the agreement at the garage where got finance i was told they can re finance the balloon payment they have stopped doing so prob in the hope you give the motor back and start a new agreement with a nice new motor! what are the options do i contact them before the court case and arrange vehicle to be collected or let them get the order from the court with more costs added on if they take the vehicle back how do they go about chasing any shortfall from me would they go down a CCJ route they have added agent fees for phoning and home visits after speaking to them to discuss the options the solicitors state our client is seeking recovery of the vehicle and wont accept any payment other than the full amount have offered a FF settlement a month ago they were going to get back to me they never did. thanks
  11. just phoned up to register as a new customer and asked them for SAR address that is what they told me write to the address where the account is held Thanks for your help
  12. i am unsure of the address too that is the one which they state on there letter my only fear is they will have the tenner and play games if they do so my £4per month payment will drop to £1per month got no where on phone to them just told them i am not asking you to let me reduce my payments i am telling you i am reducing payments to £10.00 per month they argued as would not give them my income ect and was concerned that i would not afford it so dropped it to £4per month more than fair once i get the SAR back will look into getting those £25,£50and £150 charges back/knocked off the balance plus my SAR tenner times 2
  13. Thanks i phoned them to get the address to send it to knowing they and hsbc are the same they told me i could send it on to them They have cashed the P/o as they have sent me paperwork of times when they have tried to contact me by phone mostly said Call out made to customer,No contact and call out made to the customer customer refused to make payment for the arrears and the date it was passed from metropolitain money well spent will send it off to hsbc now as think is mostly made up of fees and charges £50,£75,£150per then interest on top
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