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Markv3553

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About Markv3553

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  1. I don't have the card anymore and haven't had for nearly a year, but the default issued in August 2015 is what they are refusing to remove even though I paid it as soon as I could, I don't recall ever getting a default notice for it, I was in hospital so it's possible it got binned amongst nearly 10months of mail - but they don't need to know that I guess? I have asked for SAR but not had anything back yet they said within 40days they will respond I am assuming if they cannot provide a default notice or my application form all dated which coincide w
  2. Yes it is true that the payments were missed for some months (this is for a company called CCUK) which was a Shout Credit Card - there is nothing owed so not owned by anyone, the balance is £0 as the second I was out of hospital I repaid it and closed the account, considering the circumstances I would have expected them to work with me and remove the default as it was a little outside my control that it got behind. I dont recall ever getting an official default notice, I have escalated to them and they have asked for medical proof - I sent them a report which was commis
  3. Hello, I haven't written on here before but hoping someone can help. I have been issued a default and it has been applied to my credit file, during the time it was issued I was in hospital and have been on and off for about 4 years due a significant accident which resulted in me having a traumatic brain injury. Since I noticed the default (none was issued, that I know of) I contacted the company concerned and settled the debt and explained that I was in hospital and am likely to be in and out of hospital for a long while to come. I have now paid the balance in full, and asked
  4. Hello, I haven't written on here before but hoping someone can help. I have been issued a default and it has been applied to my credit file, during the time it was issued I was in hospital and have been on and off for about 4 years due a significant accident which resulted in me having a traumatic brain injury. Since I noticed the default (none was issued, that I know of) I contacted the company concerned and settled the debt and explained that I was in hospital and am likely to be in and out of hospital for a long while to come. I have now paid the balan
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