Thanks for all your detailed and knowledgable answers! I really appreciate the information .. Yes, I did not travel with a railcard, I accept the responsibility. However my issue is with the fact FGW are charging me for an anytime single when my actual ticket was super off peak single - do they have a right to do this? Also, my train was over two hours late and I am told I cannot gain compensation - so not only can I not claim any compensation, they are also charging me an unjust fine. With regards to the £65.00 admin costs, do I have the reight to ask for a breakdown and for them to justify the costs - because it seems to me they could ask for any number and say 'costs incurred to date'. The reason I was travelling to my destination was a meeting, I missed the meeting due to the train being late and hence the journey was pointless. Any info would be great like the standard above..Many thanks

Hi all...Earlier in March I travelled Super off peak single with a railcard that was a couple of weeks out of date. I didn't realise until I hopped on the train. I recieved a letter this morning from FGW telling me they are preparing the case for court! If i am convicted of an offence I could be ordered to pay a fine of £1000 and/or be sentenced to 3 months imprisoment. Basically I think it's completley unjust that they are charging me £160.95 as I already payed the original fare just my railcard was out of date! I think this is completley taking the P@**S! Please help if you know of anything I can do as I can't afford this money!!! Thanks I really look forward to hearing a response, I am prepared to go to court as I feel it's so unjust for them to force me to pay this when I don't have the money - does anybody know what will happen? Thanks