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About OHW

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  1. Hi, yes, I am considering the consent order, I didn't want to shoot myself in foot though, if they withdraw their offer then won't I be left high and dry on the court date if I haven't provided supporting evidence? Have I done wrong thing?
  2. Hi, I am about to take my court bundle in, they have as yet not sent me an executed agreement, as I am just challenging their POC and my defence was 'prove it' I am just challenging the fact that its an agreement and also that I offered to pay amount minus charges years ago and it was ignored. is there anything else I need to add in? Im sooo nervous right now incase i forgot something ..
  3. It's is defaulted on CRA. It drops off file in feb. I'm so fed up, wanted an end to it. I'd rather take it to court if that's the case.
  4. Yes they have taken the charges off, there is a bit extra but I would have been happy to pay that. Although if I am to have another 6 years with it on my file then I dont really fancy it lol. I dont understand it really, I thought that only 6 years was recorded on my CRF, I didnt realize that paying towards it would stay on file for a further 6 years. AH ngihtmare
  5. Thankyou citizenB! I have received a letter from the court saying the claimant and the courts would like a copy of the evidence I wish to rely on in court. This default is just about to drop of my credit report, so, if I actually pay this amount as a goodwill gesture to avoid court will it be recorded or will that just be that? Cant wait for it to be over tbh.
  6. Hi, I have received a without prejudice letter from arrow, they are offering to settle for £200, however I have to obtain a consent order, I have also been asked to send in all the documents I have been asked to rely on in court. Whats the next step? if I pay the £200 to settle why do I need to get a stay? Hmm, time is of the essence here as I have to send in my documents before next wed, they have gave me until the 29th jan to pay the £200
  7. hi, I have a court date They have sent me all information they feel is what i requested. I need to have a proper look through, My court date is in Jan. Would appreciate some help really (re the above). I also sent me a letter saying that I am not entitled to see the 'assigment (I think, paperwork not at hand and just about to go to work). as its a contract between themselves and the OC. Will update later
  8. thanks for those links, Im dyslexic so its difficult to navigate and find relevant info at times
  9. Hi, I have received documents and the AQ. I'd appreciate some guidence if possible Here's link to thread http://www.consumeractiongroup.co.uk/forum/showthread.php?361443-Please-help-with-next-step-re-Bryan-Carter-Arrow-Court-Proceedings/page6 Thanks
  10. As far as I can tell this isn't the official agreement, but a copy of my signature on an agreement when I applied for the card. Can someone confirm this? I need to send allocation questionnaire on Monday and they haven't complied with the CPR request. Please can someone advise? It would be much appreciated.
  11. Hi, I think they are the ones from inception. 2005. Terminated in 2007 jan(ish). Is that the agreement or application form.? This is the response to my CPR request. I have received a copy of their AQ too.
  12. Hi, I have received the AQ, if I post up the supposed agreement on here can someone case their eyes on it so I can fill in the AQ appropriately. I have not received any further information from Arrow.
  13. Hi all i have received some paperwork from arrow. A) change of solicitor form b) my (signed) agreement which i signed for online (don't know how this should be.set out) in 2005 with RBS c) a reconstituted notice of assignment they have requested statements from OC so, need to figure out where im going next with this.
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