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pam56 last won the day on November 22 2012

pam56 had the most liked content!

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About pam56

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  1. Hi Long story but here goes. In 2006 I applied for Job Seekers Allowance three weeks or so after leaving work. My claim was refused as they said I had not worked for the previous 5 yrs (I left 2006). They told me there was "no point" in signing on as I would not receive anything. This was also re-iterated by another member of DHSS. I had to fill in forms for each year I said I had worked which I did. They didn't re-instate these years. I appealed but that was thrown out too. A year later I rec'd a letter saying they had found my records, apparentl
  2. Hi After speaking to the NIC's department she told me to ring the DWP and they told me to ring Pension Advisory Department. After explaining everything in detail he said not to worry it won't affect yr state pension...agggh did he not listen!! When I explained it all again ie private pension contributions based on NI etc he said sorry can't be of any help ring DWP or NICs. Am at my wits end here pam56
  3. Further development but not good at all HMRC have now credited a missing year 1991-92. They have shown my Primary Paid Earnings & my employee deductions. Rang them to ask what/why there are no employer's contributions shown. Their answer was that although they have "reinstated" this missing year they have no proof of employer's contributions so will not be adding them This is really important as a % of both mine & employer's NI contributions are sent on to a private pension provider. As emploer's have no threhold theirs is always the bigger amount so I have been denied this
  4. Good news copies arrived as promised ! Was quite surprised. Bad news rang today to ask about a letter I had sent on 10/8/16 and told it could take up to another 6 weeks for them to reply. If this was a commercial firm they would have been sacked! Heres's another query for anybody used to dealing with wages etc. How is the Primary Paid Earnings (PPE) on wages arrived at? Seems to me there is no logic as my record is at odds,well it looks like that to me anyway. For example Wage 35,000 PPE 26,500 Wage 18,518 PPE 4,420 Wage 29,824 PPE 10,670 Totally confused!*"!!
  5. Hi TaxHero Well I was very lucky yesterday as I rang to ask about SA and chap said I had gdepartment so passed me thru to another girl and she said it was complicated (!) and didn't really understand what I was trying to explain so she said she'd pass me on to an inspector. Inspector said didn't keep SA's so I mentioned P35's, she took my NI No & details and said she had the P35 for one of the years I mention (200-01) and cld see I had earned 40,000 (not the £7,000 the NIC people said) Yipeee!!! Kindly offered to photostat the years I needed and send them onto me. Proves not everyone at
  6. Hi & thanks When you say it is more complex what do you mean. As I was a Director of said Company also does this make a difference to me asking to see my Co files?
  7. Thanks will do. Also am I right in thinking that I will be on the P35 also as maybe just maybe the can dig up a copy of this too! Kind Regards
  8. Has anybody done a SARS request for everything HMRC holds about them? Thanks
  9. Hi Unfortunately the Company has been dissolved and they only kept records for 6 years. Someone suggested asking HMRC or all their records which I did do but none showed my wage etc. Pam
  10. Hi Thank you wasn't too sure where to post
  11. Mine is a complicated tale and desperately need some advice. To make it easier I will break it down as even I have difficulty undestanding it 2006 Applied for Job Seeker's allowance but refused on I hadn't worked for the last 5 years which I had. After much backwards & forwards they told me they had lost my records then found them and wld now credit NI onto my records. Too late to get the JSA etc as now out of time 2015 Applied for a Pension statement & noticed not enough years on Guess what the original missing 5 NI not been credited. Sent letter & copies of orig
  12. I have had a problem with DCA who are chasing my son for debts. Have informed tem I don't know where he is (abroad) is nt coming back (as far as I am aware) & has never lived at this address. Just seen on daughter's credit report that they have searched her report based on the fact she is linked to her father (no debt just a credit check for a brewery) and his name starts with same initial as son. His report checked too. I thought that DCA had to have permission to search somebody's credit report especially when it isn't even their debt!! Experian said it was probably just a case of
  13. Hi Thanks for that. Have just read that they can't unless you give them permission i.e. when you sign up for a credit a/c, loan etc. I did not give any such permission but looking at my credit report again it seems they are doing credit checks on my brother and not me , think I have jumped the gun a bit It says Credit Checks for people associated with you. It then gives his name & d.ob underneath and date searched then their name. Opposite is my name d.o.b & address. So maybe they are telling me that as I am "Associated" with
  14. Hi I'm not worried just [removed] that Lowells can look at my personal data willy nilly who the hell do they think they are . They are breaching data protection, human rights etc in fact anything I can think of!!! I am sending them a stinking letter in the morning!
  15. Hi I'm not worried as I haven't got any bad debt but just totally p***** off that Lowells can search my report willy nilly who the hell do they think they are the scumbags. It is a breach of my data protection rights, human rights to privacy etc etc. I am going to send them a stinking letter!
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