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About jimmy_

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  1. Hi, I hold a gold card on South West Trains which I currently pay £4,224 a year for. One day around 6 weeks ago I forgot my wallet and didn't realise until I was on the train as there are no barriers at my station and it was around 6.30am (still slightly sleepy). The guard was quite friendly and issued me with a penalty fare but said this would be wiped if i went into the station I kindly thanked the guard and went on with my journey (sleeping). I completely forgot about this until I received a letter stating I owe IRCAS £93, £63 for the journey and £30 in admin fees. What bothe
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