Yes the loans run the full course

No i never carried through

So could i possibly make a claim? Also i have been on mbna site they have a dedicated team dealing with ppi claim should i send these copies to them ?

https://imageshack.us/a/img922/2988/A7lcBl.jpghttps://imageshack.us/a/img922/9823/l0doYM.jpg Sorry had trouble posting them pics up now

Hi i have recently found out 2 customer copy loan agreements from mbna stating (i think) that both these loans had ppi on them. I had prevouisly contacted mbna regarding these loans and they said no ppi was taken out on the loans. Could someone please take a look at the agreements posted in the pics, and tell me if i would have case to reclaim ppi. Many thanks

Hi all, Just looking for a bit of advice, I had 2 loans with Mbna in 2006 After contacting them they said I had no ppi on the accounts. Recently while tidying through paperwork I found the customer copies of the agreements stating an insurance advance on both loans would this be ppi ? also the customer copies of the agreements have no signatures or x's on them would these still be vaild as proof. Many thanks Leighb4

Thanks dx100uk, Could anyone help me word a letter back to Paragon which would include the info dx100uk mentioned about section 56 ?

After completing and sending off the fos questionnaire and calculating spreadsheet to Paragon i have today received a reply basically saying my application was submitted to Paragon by Central Capital and they are responsible for the sale of the loan and the insurance. letter as follows. Thank you for your payment questionnaire We are concerned to hear that you feel you have been missold ppi. your application was submitted to paragon by your broker, Central Capital Limited. They acted on your behalf in processing your application and were responsible for the sale of your loan and insurance, ensuring you received copies of the terms and conditions of your loan and insurance and the answering any questions that may have arisen. your broker handled all the paperwork relating to your application and only forwarded to Paragon the fully packaged documents after you had signed your credit agreement. As paragon was not party to the conversations you had with your broker regarding any sale of the insurance,we are unable to comment further in this respect. We would therefore ,recommend that you contact your broker directly with your concerns regarding the sale of the insurance. For ease of rerernace we can confirm the last known address for your broker to be (address) We trust this explains Paragons position to you and we hope you receive a satisfactory response from your broker. under the terms of our complaints procedure i am obliged to advise you that you may consider this to be paragons final response. if you are dissatisfied with this i have enclosed a formal complaints procedure which provides details of our trade body to whom you wish to refer this matter What is the next step ? do i persue Paragon or Central Capital ? thanks for your help

Do i enter full monthly loan amount or just the insurance amount ?sorry little confused.

Hi , yes I have requested and received back my agreement and statements the policy is for single disability and redundancy cover though the loan was joint,the secured loan agreement was signed 29th December 2005 Amount of credit for Cash loan £10,000 Duration 60 months Monthly payment £210 Number of payments 60 Apr(variable) 9.9 % Total charge for credit £2,606 Interest rate per annum 9.516% amount for credit for Payment protection loan £1,500 Duration 60 months Monthly payment £31.51 Number of payments 60 Apr(variable) 9.9% Protection premium £1,500 Total charge £390.60 Interest rate per annum 9.516% Total price for cover £1,890.60 Total borrowed £11,500 Total monthly payment £241.61 How much would I expect back?

Hi just looking for some advice on whether it is worth my time making a claim I have included my agreement for you to have a look at I was sold it over the phone but unsure how.also the tick box was already marked with an x when I revived the agreement .any input is more than welcome .