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Everything posted by gatesheadcol

  1. So after receiving a latter stating the debt had bene transferred to CS, my gf receives a call today from First Plus asking for Bank Statements and Payslips to make a decision on the offer. What on earth is going on is beyond us. We don't know who we are dealing with and who the debt is with anymore.
  2. The CO was to make her pay the monthly payments of almost £400. She didnt know enough to do a proper income/expenditure work out etc. That tho was almost 6 years ago. FP coukd easily go back to court and get the repo. But i wonder a. Has she paid too much back now for them to win. And b. Back to the original post the way it has been handled in the last few weeks seems very suspect to me. I wrote the letter and accused FP of false representation in using eversheds letter when they arent dealing with it. Eversheds know nothing about this letter being sent wh
  3. Yes it was for the second secured loan with firstplus which has now been passed to CS. It's as if FP may think that they would not have much of a case in court to follow up the repo order as the amount that has been paid to date on the original loan and now with all this confusion and what has happenes.
  4. Apologies not a CCJ but a reposession hearing which now has a suspended repossession order. My fault. It's all been very stressful for her but we hope to get a letter from CS soon so will see what they respond with or whether they ignore the offer if they have even received it from FP. Col
  5. Quick outline of case first. My girlfriend had a secured second load taken out with Firstplus about 9 years ago in joint names with her and her then husband for his debts (yes she is aware this was not ideal) they then split not long after. She has continued to pay this debt with Firstplus. She then started struggling with the debt £400 per month on top of her Mortgage single parent etc. Case defaulted, got a CCJ and a reposession order now Suspended re-possesion order or something like that. She then started to repay and again began struggling with it so First plu
  6. Hi, I have a question I hope someone can help me answer. My mam passed away last year and left an invalid will that was unsigned. She therefore died Intestate, 1 of the 4 brothers was tasked with carrying out the administration of Mams estate. The will had stated that the money was to be left to his children, however as it was unsigned and therefore invalid the money would be shared amongst the 4 brothers. He then 'informed' us all several months later that he was going to go ahead with Mams wishes and give the money to his children. I sought legal advice, sent 2 lette
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