Hi - my parents have an interest only platform mortgage and are not in arrears, my Dad is 69 and they have informed him they are cancelling the mortgage when he hits his 70th birthday next year, he has recently had heart trouble and has lived in the property all their married life - can anything be done? can they do this? I have thought about taking over the mortgage - only problem is i separated from my partner last year and have late payments on credit cards until my house is sold in a couple of months - plus i am self employed which doesn't help :/ I want to help them whats the best way to do this please ? kind regards Amanda

Ok thank you - is it best to ring them and check these? if ok job done take offer? We will sort donation then to you for your help thanks you We can work on the Peugeot one then Thanks again for all your help kind regards Amanda

Hi IMS, any views as yet? they are quite concerned as they need to settle and resolve asap :/

Hi - did you manage to read the documents ok? kind regards Amanda

This one? 1090812loansheet.xls 1090812loansheetb.pdf

Hope these are ok 190812c.pdf 190812d.pdf 190812b.pdf 190812a.pdf

Hi we have had a reply back ! Kind of success, Tesco have made an offer, however alot less than we calculated, however we definitely want to avoid going to the omudsman Attached the documents including their calculations - have a look see what you think kind regards getting there ! Amanda 190812c.pdf 190812d.pdf 190812a.pdf 190812b.pdf

ok I think I can calculate it from that it says £379 plus interest, total £532.58 with interest over 60 months, I'll work out difference and divide

ok all done the ppi 8% interest comes to £1600 ish main total is £7500 ! I'll send it Monday once we get it sorted I'll sort donation to site thank you Next is Peugeot now this one is £500 ish ppi over the term but they paid the loan off early with another Peugeot loan with no ppi do I just do same workings, this ones easier as its just one loan the only thing they didn't send back was payment dates - I need those don't I ? Many thanks Amanda

yes that's what I mean, I'll have a look at the link, was just slightly worried to make sure reason ok and it's not going to get kicked back from them, its a bit different to when we did bank charges

ok no prob last question, after loan 3 my brother paid off that loan with a Loan from Santander with no ppi added- there's not rollover in that is there from Loan 3 ? And the reason we are claiming as above is normal for mis sold ppi claims ? Amanda

She says from what she can remember she was just told it was best to have it not told price, interest etc it wasn't gone through at all With the spreadsheet do I put in description rollover ppi on those ones ? And def do one claim for all 3 ? Once I have this ready I'll start on the Peugeot finance one Many thanks Amanda

Ok thank you I'll get that done, with tesco what are they like normally ? Worried about it going to omudsman and taking ages they are really struggling financially at the moment Printed off omudsman questionnaire and got template 2 letter nearly ready just need figures, so do I send both those and the spreadsheet with all 3 loan ppi calculations to them? Many thanks Amanda

Hi that's absolutely brilliant sorry for delay in getting back to you, the loan rebate on 3 was £451.45, the repayment was £ 5021.17 as final settlement on 20/01/11 I'll start inputting the figures thank you do much for this we are getting there ! Kind regards Amanda

Just hoping the resolution is ok to read them - let me know if any problems