Bob G
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Posts
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is ther a letter template i can use to keep Link of my back while i do the sar
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What is the best course of action for me now, and is it worth me doing a sar to MBNA.
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do I still need to send the sar to MBNA or Link as they now own the debt.
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According to my last MBNA statement I owed £8563.89 on Link's letter I owe them £8575.89. Also there is no PPI. Also my credit limit was £8300.00 but with charges ect it went over.
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Checked CRA and Link own the debt, states account is in default.
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Why do I need my cra file?
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Hi The last payment made was October 2011; Link bought the debt 29 August 2012. I have already done the above with MBNA and also with link and on both occasions their replies were outside the statutory 12+2 days. At no time was I ever provided with the original terms and conditions, only an up to date one by MBNA. Link has only provided the ticked agreement. Would it be helpful if i typed acopy of the agreement Lonk have sent me?
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This is my first post on a forum thank you for taking the time to read it, I was sent a hardly readable copy of an online credit card agreement from Link Financial with my name and address and a tick in the agreement box dated 01 April 2008, at no time have I ever received any other agreement from the original credit card company MBNA that I have signed. I am contesting this agreement that there was no follow up paperwork. Also how can Link Financial claim I owe them the money when my original agreement was with MBNA? Maybe someone can explain the relevant laws etc. have been told that in the States they would have no legal powers, is that the same here. Thanks Bob
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