Some Advice please.
3 years ago I was served a statutory demand by DCA who tried to recover a debt what was statute barred, the statutory demand was set aside and At the time, my credit history was find no CCJ recorded/issued against the debt.
Now two years later DCA is attempting to do the same thing, I receive from Northampton bulk centre a judgment for claimant (in default), because of this, I have had a CCJ recorded on my credit file.
The DCA states monies due from the defendant to the claimant under a regulation agreement between the defendant and original creditor (HBOS)