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charles34c

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About charles34c

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  1. Hello, I bought a television on Friday via the Curry's website. The order went through fine and I was offered a delivery slot and all seemed fine. The money was deducted from my bank account. On day of delivery no confirmation received. After endless automated phone calls I finally managed to speak to a real person. I was told my order had been cancelled due to purchase not being consistent with my spending activity!! I am told I will be refunded in due course but this is totally bizarre. Anyone else had any horror stories with this company? Charlie
  2. Thanks for the reply. Yes I know that link as per my first post states that UC is a tax free benefit. However HMRC state the complete opposite in their link: https://public-online.hmrc.gov.uk/lc...mplate=P50.xdp My problem is that HMRC state the JOB Centre will issue my tax rebate due, because I am now on UC - having been made redundant. However the JOB Centre state HMRC will issue it because UC is not taxable. It is bonkers. Cannot be that an unusual circumstance I am in.
  3. I have been trying to find out if Universal Credit is classed as a taxable benefit. The two main government bodies contradict each other. UK Govt. as per below link advice UC is NOT Taxable https://www.gov.uk/income-tax/taxfree-and-taxable-state-benefits Whilst following link from HMRC states the complete opposite. https://public-online.hmrc.gov.uk/lc/content/xfaforms/profiles/forms.html?contentRoot=repository:///Applications/PersonalTax_iForms/1.0/P50&template=P50.xdp Any advice would be appreciated and I need to claim a tax rebate but form asks which taxab
  4. Hello, I was hoping for a little advise regarding a PPI claim against Barclaycard from any experts on these matters. The current status is that the Financial Ombudsman Service found in our favour and recommended to Barclaycard that our claim should be fully upheld and reimbursed accordingly. The basis of our claim was that Barclaycard were guilty of systematic selling of our PPI, they had implied our application for the card would be more successful should we take it out, a familiar and well established tactic. Barclaycard however have rejected the FOS initial findings and
  5. Sounds like a classic case where you need to make a complaint to the FOS about an individuals handing of a case within the FOS - ie exercise your right of appeal. Make a complaint to the OFT also, they have far more power to actually put these people out of business..
  6. Hello Shaza, Firstly do not worry – try and relax. It would be very stupid of Wage Payment and Payday Loans Limited t/a Payday Overdraft to start harassing anyone. The first thing to do is forward on the correspondence you have received to the OFT investigating Micro Lend Ltd to: enquiries@oft.gsi.gov.uk Mark the first line of your text: FAO: Team investigating Mirco Lend Ltd, Unit 3, Colindale Business Park, 126 Colindale Avenue, NW9 5HD. Tell the OFT you have received a multitude of demands for payment from a company claiming to have been assigned the loan book of M
  7. Hello, They simply traded as Micro Lend UK Limited. (Micro Lend) There are lots of articles online if you care to google them. Best regards, Charlie
  8. MICRO LEND Micro (Unit 3, Colindale Business Park, 126 Colindale Avenue, London, NW9 5HD) http://www.oft.gov.uk/news-and-updates/press/2014/11-14#.UyMMQfl_t8E Good news one of the worst most aggressive and abusive lenders has finally had its wings clipped by the OFT. Without giving too much away the evidence the OFT has is so overwhelming that closure is a certainty pending any miracle. It is fantastic news that these companies are now suspended from operating in examples such as this. A big thanks to everyone (You know who you are) that also stood witness statement ag
  9. Most of the loans issued by the Lyndhurst Terrace Mob had clauses stating interest would be charged indefinitely on outstanding balances, usually at a rate of 18 pounds each two week period per 100 owed. This is why people end up being told they owe thousands. So if you cannot pay on time, even for plausible reasons, they will simply charge you this amount each 14 days, forever in theory.. I say clause in the loosest sense as it is more a chart which the contract half refers to. [This is of course not enforceable. (Hence why they have never taken anyone to court) Sad thing
  10. Toothfairyfinance.com is a trading name of Web Loans Processing Limited so yes you are right technically speaking any payments should be made to Web Loans Processing. That said, of course Web Loans Processing - Cim Tech - Toothfairy - NDR - Marshall Hoarses are all one and the same, all are registered at company house to the infamous 15 Lyndhurst Terrace. I would write to: info at webloansprocessing dot com and ask for written clarification why your payments are being made to discredited company (Cim Tech) that as far as you are concerned do not hold your debt and copy in the FOS.
  11. Toothfairyfinance.com is a trading name of Web Loans Processing Limited so yes you are right technically speaking any payments should be made to Web Loans Processing. That said, of course Web Loans Processing - Cim Tech - Toothfairy - NDR - Marshall Hoarses are all one and the same, all are registered at company house to the infamous 15 Lyndhurst Terrace. I would write to: info at webloansprocessing dot com and ask for written clarification why your payments are being made to discredited company (Cim Tech) that as far as you are concerned do not hold your debt and copy in the FOS.
  12. The OFT team compiling a case against NDR/MH have already been advised of this and seemed very interested in the link back to the Toothfairy case. That said it is a bid dissapointing the OFT cannot work this our for themselves as all the evidence is there in the public domain showing beyond all doubts Larholt has an array of different companies committing the same crimes his original ones have already been reprimanded for. That said lets hope the net is closing although it is little consolation to the many vulnerable people whose life's have been ruined by vile threats and intimidati
  13. CIM TECHNOLOGIES - WEBLOANSPROCESSING - NDR - MARSHALL HOARES Anyone that follows these forums will know that in relation to Toothfairy Finance – CIM Technologies were heavily censored by the OFT (Please see below) What is astonishing is that CIM Technologies are now registered at company house to the same address as NDR, Marshall Hoares & Webloansprocessing. (The infamous 15 Lyndurst Terrace, NW3 5QA) I am no lawyer but surely the OFT ruling below is being breached with all these companies being run by the same people masquerading as different companies. (ie NDR & Marsh
  14. The situation is that the OFT are finally preparing a case against Marshall Hoares, NDR and hopefully parent company Webloansprocessing. I myself have provided witness statement of the following examples of breaches listed below. Others affected should try and provide similar examples and address to: | debt collectionicon Team| (Investigating Marshall Hoares/Northern Debt Recovery/Toothfairy) Corporate Services | Office of Fair Trading Fleetbank House | 2-6 Salisbury Square | London EC4Y 8JX | T: 0 20 7211 8863 enquiries@oft.gsi.gov.uk FAO DEBT COLLECTION TEAM INVESTIGATING M
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