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Wayne C

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About Wayne C

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  1. I am in the ESA support group and last had a medical Approx October 2017, I was told It would be two years before I had another one. Now I have just received an ESA 50 form to complete?. Can anyone advise if they have made a mistake? As I expecting it to be towards the end of the year as I’ve only been in the support group 14 months. Do you think they have made a mistake or how long are support group Medical assessments on average please ?.
  2. I am on UC and live in a Housing Association property and I am getting a bit down due to the rent situation that UC creates. Firstly, I obviously had to give notice on my previous residence and as it was more than half a way through the month UC paid my rent at the current (less per week amount) also due to the way they pay Housing Associations (different than UC) there were two weeks rent still owed at the end of my of my previous Tenancy. UC said they would be paying no more to that HA, and said apply for a discretionary housing payment which after applying for one was refused as I had already signed for my current Tenancy!. As it stands today I owe £200 to the previous HA which should have been paid by UC but wasn’t. The previous HA ain’t bothered where the money comes from and basically says you rented it you owe it!. My current landlord (the HA) expected me to sign up on viewing it (as there were a few competing prospective tenants), so I had to pay the rental overlap period myself out of my UC which is supposed to feed me and keep me warm etc. They have told me that I should aim to keep my rent one week in front by paying something myself every week to make the account look better in their eyes December being a 5 week month will leave the account in more arrears at the end of the month due to UC only paying a set monthly rate divided into 12. I am finding this stressful really as I have applied for 2 DHPs (one with my old council and one with the new council) and both have been denied. It really is a hassle this any advice please?.
  3. Thanks for the reply but I can’t understand how they work out the payment?. In weeks one and two of this assessment period I was living at the address as they have paid for the previous two months I tell them I’ve moved so they have full knowledge of these facts why can’t they just pay the amount required, if you don’t live at address B for the full month and spend half of it at address A are you saying they will pay the full assessment period at the address B level and totally disregard the fact you lived at address A please?. What is your advice please with regard to any future potential change of address Is it best to plan to move the first day after the new assessment phase commences?. If you move on day 1 of assessment phase is it better than moving on day 29 please due to them only taking into account the address Stated in Change of Circumstance?.
  4. Can anyone advise about moving house half way through the assessment period please?, how does this work?. UC have been paying the HA my rent segment direct but they are behind by Approx 7 weeks rent payments. This system seems crazy to me, they said I was entitled to Rent from the 23/7//2018 but the first payment of rent only was paid to the HA on 14th September 2018?. At that time they were still significantly in arrears with the account. If you move house in the middle of a UC assessment phase will they pay the rent for example as follows Week one and two of assessment phase at property 1 - rent element £100 per week Week three and four of assessment phase at property 2 - rent element claimed £150 per week total rent for that month £500?. Would the above example be paid at the end of the assessment period?. I don’t understand how they work it out they are so far behind with my rent !. Any help please How do you manage to give 4 weeks notice nowerdays if they only pay for one place at a time , it seems impossible move to house under this system, housing association ain’t prepared to wait 4 weeks until you can get payment via UC this system is an absolute disaster ?.
  5. Can anyone answer this please?, I am on UC and wish to move house but have to provide 4 weeks notice to my HA, is there anything that is in provision to help with paying rent at two properties if you move house before your 4 weeks notice Is up. I cannot find anything online at all about this and if there is any overlap rent provision in the UC framework. Thanks
  6. Apolgies in advance as I’m a little shaky and upset due to what is turning out to be a complete shambles with UC. I was on ESA which was paid in arrears up till the 25th July 2018, I went in to report a change of circumstances on that date as you have to. My ESA was paid in arrears of two weeks and was released to my bank on the day before my UC claim began and was available on the day after being Thursday 26th July 2018 . I have just got my first UC statement and it says that I have had over £400 in ESA within the claim period ( worked on by multiplying your weekly payment by weeks and dividing it or something ). Due to receiving my ESA arrears payment they have removed it from my monthly allowance!!. And given me £400 plus less this month. I have now got less than £100 to live on for a month and I’ve been waiting for 5 weeks with no money as it is. The ESA went in the day after I claimed UC but the ESA payment was something I was entitled to up till the date of UC first claim. I am really upset about this. Due to my ESA payment going in my bank the day after I claimed UC they have taken that into account To break it down UC began 25/07/2018 ESA payment in arrears was up till 25/07/2018 As payment went into my bank on 26/07/2018 they have worked out how much I potentially would have got and have took that off my benefit for this month even though I ain’t getting it. UC said I need to go to my Member of Parliament if I am unhappy, how can they take into account a benefit that ended the day I started claiming UC I have t had any payments of ESA since and won’t do?. My assessment period was 26 July to 25 August and I wasn’t receiving any ESA during that period as it ended , only an arrears payment that was paid into my bank on 26th July Regarding the ESA payment my ESA claim stopped the day I claimed UC so they told me that day, it says in my UC breakdown that I have continued to claim ESA ( I haven’t ) it says in black and white but I haven’t claimed anything at all they work it or by multiplying what you get a week by 52 then diving it by 12 to fall in line with UC they have taken over £400 out of my assessment period for ESA which I haven’t got ?.
  7. I have recently (well still in the process of assessment) had to go on Universal Credit due to moving into an area where they have rolled it out in the past two months. I was on Income related ESA in the support group and was told when reporting my change of address that I would have to claim the new benefit. As mentioned I am still in the 4 weeks and 1 week assessment phase. The property I have moved into is incredibly small and it is affecting my condition due to feeling claustrophobic, consequently I am considering moving house again out of the area to another region where UC isn’t even running yet. Can anyone advise as to what happens if on UC and you wish to move please!. Even though I have only lived there 4 weeks my HA will require a months notice but the prospective HA will require rent payment at sign up. There is no mention of a benefit overlap of 4 weeks anywhere on UC (unlike the old Housing benefit system which had this four week overlap provision, were in effect both councils pay rent for up to a month). Can anyone advise on this housing issue please?. As a side note, I had a similar problem with the currently flat, I signed for it an the 10th July and obviously couldn’t move on viewing it, I moved in on 24th July and immediately claimed UC (no other option) the UC said they wouldn’t be paying rent from the sign up date only from UC claim commencement date. No mention of a benefit overlap what so ever, has anyone encountered this and got somewhere with them as I’m hitting brick walls
  8. Sorry I do have a habit of that apologies anyways thanks
  9. Thanks for your help on this I appreciate it and the other posters valued comments , I’ll put all my documents away and try to forget about it until something else comes in the post. As you rightly say it’s a numbers game and they obviously have an understanding that certain members of the population are more likely to become worried and reply and others just file it in the bin and get on with their lives. Obviously if I read something else with specifics which I can readily relate to and identify with as me I’ll come back and let you know, if you can stand my wittering!!. All the best
  10. I have looked through all my paperwork and cannot see a single thing outstanding, this is very puzzling but I’m the type who doesn’t like letters without explaination of what they wish to discuss - “ our client “ doesn’t sit well with anyone I’m sure. Why they don’t just spill out the facts is beyond me?, I once got a letter for a previous person who lived at my property saying they owed money ( stated amount in £££ ) I had to deal with people knocking on my door asking for this person on a regular basis - no wonder I’m anxious I don’t want the same happening to me. I would have appreciated the facts in black and white rather than a vague letter with nothing at all mentioned .
  11. Can I ask then why don’t these companies specify on the initial letter “Mr Jones you owe so and so £500?, you haven’t paid it we have took over the retrieval of said amount?”. As I say I have just joined the electoral roll have a rare name which leads me to think it must be me they wish to contact?. Why not just come out with it In this letter rather than scaring people and making them worry. Surely it would be better to say we think it’s you if it isn’t you then phone us. I just don’t get why they cannot be specific and lay their cards on the table stating the facts?.
  12. Can I finally ask please what are you thoughts on this point?, if you have moved house over the years ( as I have done in my work ) is the following. Comment meaning that a debt isn’t statute barred due to the debt chaser not being able to contact you , thanks for all your help who have helped I’ll do as you say . Creditors aren’t allowed to keep chasing a debt that is statute barred if they haven’t been in touch with you at all during the six year limitation period, but they can keep asking you for payments if they’ve been in regular contact. If you’ve changed address without telling the creditor or not opened the letters, this doesn’t mean that creditors haven’t tried to contact you. Finally thanks to all who have advised you have helped me out and I’m grateful to you all. I will post back in a few weeks to update this if I find out anything thanks
  13. I have read a lot since last night as it doesn’t say anything specific in this letter these people have sent to me obviously I am concerned as to what it is as it’s on my mind a lot, I do suffer with anxiety and mental health issues and such things mess with my mind and have done since yesterday. I am confused about this 6 year law mentioned in post 8?. As I have said I have t had any debt for more years than I care to remember but am unsure if this 6 year statute qualifies to everything?. I have read this morning on another site that these debt collection agencies can send someone to your house and have the powers to do so?. I would have thought that it isn’t just a case of telling them to go away I’ll call the Police!, as the Police can’t do anything as apparently it isn’t illegal for them to come around to your house ( same as it isn’t illegal for a TV license agent to call at anyone’s house ). Obviously as recommended if you ignore ignore ignore these DCAs may take more forceful means to collect what they have bought from Others?. Is every debt exempt from the statute or are some things always retrievable?. To finally add I do have a unique surname which makes me think that they won’t have made a mistake just sending this out to all and sundry hoping that they catch a fish willing to pay!, for 100% it is me they have found me due to registering on the electoral roll late last year!.
  14. Thanks for the advice I’ll wait till the next letter comes . And not try to worry too much !.
  15. I appreciate what you say what can they do to someone who they have contacted who does owe someone something in years gone by ?. Whether that’s me or some other person. Say I did owe someone something 10 years ago and have forgotten it what can these DCAs do?. They must have a way of getting money off people or they wouldn’t be in business?.
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