A few days ago I went into 'D' on my HSBC account. I have only ever went into this once before by 17p which was a complete accident and I covered it with my savings 2 days later. Anyway, this time my account is in debt by £149.82 and I have no savings to cover this, I lost this due to not realising how much was in my account. (PLEASE NOTE I HAVE NO OVERDRAFT FACILITY AS I DIDN'T EXPECT THIS TO HAPPEN). Anyway, I first went below £0.00 on the 7th feb and since then another 3 Direct Debit charges have came into my account (1 on the same day, 2 the following day). I get £235 into my account on the 16th of february, but I am wondering if there will be any extra charges to pay and if so how much?! Thankyou!!