Haf123
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Minicredit send a letter saying if no payment legal action taken but they dont they pass it to a debt collection agency
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I had a account with minicredit only borrowed a hundred pounds couldnt afford to pay so the interest kept going up it went to 800 i paid mini credit 140 then my account got passed to frederickson in which i set up a payment plan but after 3 months its gone back to minicredit my balance is still 600 and finally today minicredit have agreed to a 200 pound full and final balance settlement . What a RELIEF
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