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kenboy1961

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About kenboy1961

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  1. This topic was closed on 09 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. This topic was closed on 2019-03-08. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  3. This topic was closed on 2019-03-08. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  4. dear fellow fighter can i use a proportion of your time limitation explanation to force the natwest into giving me an accurate figure of the charges that where applied to my old account.
  5. to all felow fighters,just a recap on whats happening with the natwest.gone through all the relevant letters etc until i was force to issue proceedings.since then i have been made to elabortate on the particulars of the claim which cost me another 125 quid.just recieved a letter from there solicitors saying that they will defend the action along with a proposal to strike out the case, use the time limitation act as all of the charges were imposed in 1999 also to claim all there cost aswell,am i scared ,of course i am, but i have nothing to lose now i have come this far.can anyone advise me on
  6. hello to all who are helping me and a big thankyou. as we stand cobbetts solicitors still want me to elaborate on the particulars although i honestly believe that even an ameoba would be able to understand the content of the claim.of course when i get in front of the judge i will voice my concern that these solicitors have put me through undue stress for having to go through this particularisation of the claim when a settlement could of been reached from my first letter to recover the money.the amount i want to claim is only an approximate because nat west will not provide me with all the i
  7. thanks for the reply its much apreciated.got all my info ready to present to the judge on friday.ive asked cobbetts to let the nat west know that ime at this eleventh hour prepared for a settlement and then i will walk.they have replied saying they wish to view the particulars then they will decide.can you give me any other advice. kind regards. kenny ward.(fellow Bank charge fighter)
  8. hello to all fellow bankcharge fighters.to give a quick rundown on my fight with the nat west.after exhausting all avenues i issued proceedings 26/05/2006.recieved a defence form cobbetts solicitors acting for nat west to have my claim struck out due to lack of particularity.i had to apply to the court allowing me to ammend the particulars of the claim which i will do on the 27th july.i feel that this is just a stalling tactic so as to put more pressure on me.i cant see why these so called legal bigwigs cant understand the claim when its in plain english that i want to recover all the punative
  9. fantastic!!! i too am hoping too dismiss the 6 year rule,so far i am approx 42 days over the alotted time for the dpa request. I was going to lodge a formal complaint but i am unsure of the address or department to send it too. I also dont know the true figure to claim as i still havnt got the info from the nat west i am at a standstill without accurate information. Do you think i will get away with an estimated figure on the claim form. Any help would be most welcome.kind regards.kenny ward(fellow bank charge fighter)
  10. blooming heck alan i forgot to mention massive respect and thanks to bankfodder, bookworm,whisperwolf and maxie.
  11. cheers alan thats the encouragement i needed because i was a bit nervouse about putting it all together. cheers fella. kenny ward
  12. hello to all (fellow bankcharge fighters).If it is of any help to you,i paid a visit to my local county court today and explained to the judge of my pending appearence if the defendants have the bottle to turn up and answer to my claim. What a bloody brilliant response i got from the judge and the court usher,i couldnt beleive it when i was given a full tour of the court and an explanation of what happens where and when. The judge invited me to sit in whilst he dealt with a civil case,someone trying to get money from the defendant and rightly so.I was gobsmacked at the smooth running
  13. hello fellow fighter.i am currently ready to issue procceedings to nat west and although my current account got into a hell of a mess as a result of these unlawful charges i am sad to say so did my mortgage. although i paid off my mortgate 3 years ago can i find out if any charges were applied and if so am i able to claim them back .would be grateful if you could lend me some advise.kind regards,kenny ward.(fellow bank chargefighter)
  14. hello to all nat west fellow fighters.if its of any help i paid a visit to the local county court today and explained to the judge of my pending appearence if the defendants wish to turn up and answer my claim.what a bloody brilliant response i got off him and the court usher.i couldnt believe it when i was given a full tour of the court and an explanation of what happens where and when.the judge invited me to sit in whilst he dealt with a particular case of someone trying to get money from the defendant and wrightly so.i was gobsmacked at the smooth running of the procceedings that was admini
  15. dont despair.i too i had a very similair experience with these scumbags.i ended up with huge debts and divorced but at least i kept the house by the skin of my teeth.also i became a single dad so at least i had the jewel in the crown. things will improve but you have a lot of support from the fantastic people who run this site and otherswho have sufferd too.if it is of any concellation please remember(THAT REVENGE IS A DISH BEST SERVED COLD)stay strong and resolute.kind regards.kenny ward (fellow bankcharge fighter)
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