appreciate everyone views today thank you so much, i will get them letters sent of to, they have rang work a few more times.

hiya all, i am a long time reader of this site, but this is my first post, yes i have fell for the payday loan trap but over the last 6 months been paying them off via DMC, this one company are a nightmare cash 365, always ringing my work place 5 times yesterday despite letters and emails asking them not to, then they sent me the below email last night got a feeling i might lose my job over this, please any help is appreciated regards rohan x n Thursday, 2 January 2014, 23:51, "[email protected]" wrote: Date: Thursday 2nd January 2014 Loan agreement No. ===== Account balance: £324 Dear FINAL REMINDER - ACTION BY DEBT COLLECTION AGENCY Your account has been passed to us for action and a £100 severe arrears fee has been added in addition to interest continuing to accrue at 1% per day. You must contact us URGENTLY to make arrangements to settle your account. Should you fail to do so, your account will be passed to a Debt Collector. The Debt Collector will then add a further 20% to the amount owing. PLEASE BE AWARE THAT OUR DEBT COLLECTORS ARE LEGALLY ENTITLED TO CALL AT YOUR HOME TO RECOVER OUR MONEY - DO YOU REALLY WANT DEBT COLLECTORS CALLING AT YOUR HOME? Should you fail to repay the Debt Collection Agency, we are entitled to take legal action against you in the County Court which could result in a County Court Judgement (CCJ). A CCJ registered against you will remain on your credit file for six years and will seriously affect your ability to obtain any form of credit in the future. Remember, the longer your account remains unpaid, the more interest, charges and legal charges are being added. It is not too late to avoid the Debt Collectors but TIME IS RUNNING OUT. You MUST contact us URGENTLY on 028 417 53414 Collections Team Cash365.com

Hey all, today lending stream cleared my account today as below 77.99 5.00 5.00 39.99 29.99 69.99 my monthly payment was 164.00 due on the 31/01/12 - I rang them on the 25/01/12 asking for a payment date to be moved to the 07/02/12 due to timesheets not being authorised in time at work, also i need that money to attend my dad funeral I spoke to a indian chap and he said dont worry mr fraz we will take payment on the 07/02/12 now this morning when getting ready for my dad funeral i dont have a penny to my name, they have cleared my bank account clean I have phoned 7 times, emails 9 times with promises of a manager returning my calls, i cant believe they did this