Hi Maddocks You will find everything you need in the FAQ's and step by step on the main page of the forum in RED all the letter are there. Make sure you read all of it and as much of the forum as you can so you understand the process before you start. Follow the info on here and advice from everyone on here and you will be fine and get it all BACK!!! Start a thread in your banks forum and keep us all upto date on how you are doing. Good luck Welly:)

Hi Time to carry on to next step and fire off LBA and then time to file at court. Good luck xx

Hi cliffton Frist thing to do is read read read so you fully understand the process and what the bank wil do to put you off. Read and follow the FAQ's and the step by step and this will be a good start also read your banks forum and then after you are happy with it all start the process and do a thread of your own in the banks forum so we can all see how you are doing. Good luck and dont rush this Welly;)

Hi First thing is READ make sure you are 100% sure on what you are doing and that it may end up in court!! Read and follow the FAQ's and step by step and this has the links to all the letters you will need. take time to read the forum for your bank and you will see how the bank has acted with this and what they will do to put you off and then start your own thread so we can all see how you are doing and help f needed. Good luck Welly:)

Hi Flexyg Yes this is normal and there is a letter in the templates library to reject the offer and then carry on with the process. Start a thread in the Barclays forum and let everyone know how you are doing and also have a read and you will see how all the other users with Barclays have got on. Good luck;)

Hi Clare First of all your not alone ok!!!! you are now on one of the best things on the net and you have over 74,000 members with you in this. Very first thing to do is go to the main page of the forum and red the FAQ's which is in red and read all the info in there and also the step by step which will show you what you need to do and what letters to send. If you have not got the last six years statments then you need to fire off the DPA SAR and send this with the £10 MAX fee to them. Then read read read so you undestand this process and you will see you are not alone with this and we will help you all the way. We also have a chat room so feel free to pop in and say hi and chat with the other users and become part of the family:) Good luck and ask if you need help. Welly;)

Hi David Yes you can still claim the charges are unlawful and claim then back!!!! we have another member claiming for the loan he had to take out as well due to the charges and will be worth reading the forums to find out more. Make sure you read the FAQ's and the step by step and read as much as possible before you start the step by step will help you all the way. Start a thread in the Barclays forum if you need any other help and keep everyone upto date on how you are doing. Good luck

Hiu struscoot Do you mean a mercantile court ?? if so read this (link below) and start a thread in the Abbey bank forum and we will all help you: http://www.consumeractiongroup.co.uk/forum/general/announcement-center-has-your-case.html PM a mod if you are still unsure what to do but do a new thread and we have lots of very helpfully people on the site:) Welly;)

Hi bonnas I would post this in the MBNA forum and you might get the help you need there. Good luck anyway

PM a mod with the details of case so they can add you:) have fun;)

Hi finbob Sounds like you have done this the right way by reading first and also the step by step and FAQ's will help if your not too sure about something. Also start a thread in the Halifax forum and keep us all updated on how it is going:) Good luck;)

Sounds like you doing fine prushton and enjoy the ride:)

Hi Welcome Time to start a thread in the LTSB forum so we all can keep upto date on how you are doing. And go and get them and good luck:) Welly;)

And guess who it is all about?!?! Drakes and CCS make sure you watch it!! See what **** they are

Hi Charlemont Well its time to get your own back on them and start the process:) Good place to start is the FAQ's and the step by step which is on the main page of the forums in RED and spend a few days reading the forums so you understand what you will be doing and you understand the process fully before you start. Good luck and start a thread in your banks forum when you are ready to start and everyone will help;) Welly:)

Go get them steve:) Good luck;)

Will not be far off now mate good luck:)

Hi Take a read in the NI forum and also the FAQ's and thet step by step (In RED on the main page) and this will help you. If you have any questions then start a thread in the NI forum and ask there and others will help/support you all the way. Welly;)

Good Luck:)

HI Good luck and follow the advice on here and you will be fine. Read the FAQ's and step by step if you need help or start a thread in the SHAbbey forum and ask in there:) Welly:)

Jo You can ask for the latest charges when they settle and did you open a new account? and good luck:) Welly;)

The S.69 Interest (8%) can only be claimed at the court stage and you can claim Interest charge due to the charges and the spread sheet can work this out for you but most dont worry about it as it can be hard to work out and only a small amount.

Hi Bikerman You are doing fine so far by reading the forums but yes do please read the FAQ's and the step by step and keep doing this for a few days so you understand it all before you start. Also start your own thread in your banks forum for any other questions you may have and everyone will support/help you all the way. Good luck:)

Hi All the Info you need is on the FAQ's and the step by step in RED on the main page of the forum and the letter to reject the offer is in the templates library just below the FAQ's. Sorry I was not that clear but I thought you would have read this Info fully before each step. You could try asking for the full amount in the rejection letter and point out that if they pay the full amount it will save any further cost plus the S.69 Interest if you file at court. Good luck and let us know how you get on:). Welly;)

Hi Stick the info on here and go for the FULL amount dont worry about court it wont go that far and if the 14 days is up on the LBA then file and that should speed them uo for the 100% offer. Its up to you:) Read the forums and you will see what others have done.