Thanks a lot that's a great help i'll get started on it straight away I'll definately keep you posted aswel. It's nice to know i'm not alone and not the only person struggling with this : )

About a year ago i took out a harmless (or at least i thought) £80 PD loan to help tide me over. Since then my finances have just gone down hill resulting in more and more payday loans being taken out to the point where i am now relying solely on PD loans to get by, for example i had to take another loan from PDUK for £100 today just to pay my car insurance!! please could someone help me, I have loans with wonga, PDUK, Quickquid and also PD express and it's really starting to get to me And also, are they allowed to contact me at work are can i tell them to stop?? Thanks in advance Marv