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sharburrys

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About sharburrys

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  1. Thank you BazzaS surely there must be a rule in CPR for contradicting/misleading the justice in terms of, they do not admit liability but they are admitting liability with their action. I am quite interested in something like CPR 14.5? Also in my claim that was issued on MCOL and due to limited space i quoted as below "Amount to be claimed £157.50 charges, £29.28 interest £83.32 overdraft charges caused by these ongoing charges which can increase the total claim amount" since then they have taken another account fee, which they have not paid?
  2. Hi everyone I opened a court case against HSBC due to account fees that i have never agreed. My account is an investment account and i always disputed and rejected the change on the T&Cs. After going backwards and forwards, at the end I took a court action. They immediately backed off. My question is; in their defence the bank refused to admit any liability but they credited the full amount subject to the claim in my bank account without my consent or permission stating that the client took a "commercial decision" whilst i am happy
  3. My Last question is whether the Consumer Credit Act applies to the Overdrafts like it applies to Credit Cards?
  4. Hi Jane Thank you for your response; I have consulted this issue with an old friend and according to him there is a slight difference between the phrases of "Planned" and "Arranged" "Arrange" comes from a French background means "To prepare and adapt an already-written composition for presentation in other than its original form." Adapt is the vital part here because Plan contains technical details of the agreement with using symbols (in our case numbers like interest or the duration etc) A plan ("set of intended actions") can be developed, executed, implemented, ign
  5. Good afternoon all I have taken a very vital case against Lloyds and this time it will be us (consumers) who are in a stronger position than the Bank. I have taken them to court and despite the fact that they have tried everything to drop the case; the Judge has given us a date. They are throwing money at me to stop the case "as a gesture of goodwill" I am a very specialised Financial analyst and I believe that I caught them in a fine line which will potentially cost them millions of pounds hence wise they are trying to close all the back doors for others to follow me and changed t
  6. Ok I see what you are saying I have not said it is purely the reason is the similar surnames but similar surnames seem to be involved in similar social or political groups therefore likelihood to know each other is higher than 2 different surnames I think everyone is so bonked up about the names and the believes but what will make any difference I don't actually care less where they are from, what will make any difference to my case? The judge's decision is not a healthy decision and some reason, I don't know the reason or don't want to know the reason It may be related to money, se
  7. Thank you I was not quite sure whether I said wrong; it was an iPad Even I was told off by the counsel why am I leaving an iPad in my own car? I know that everyone should be treated the same way in the court but what you stated gives an advantage to the party who sends a counsel whcih changes the balance in between parties I was not asking for a special treatment because I paid a fee; all I asked was if I am paying for a service regardless if it in theory or reality I would like to get the service what I paid for, if the judge followed the procedure fully I would not be wasting my time
  8. Hi Ganymede Thank you for your response and welcome to the thread In response to your points is as follows: 1- I can not remember the exact amount but I paid something around £240 for initiating the claim then I was asked by "the judge" to pay £120 hearing fee; In basic terms these fees are for allocation, administration and hearing fees for the service that I am promised? - I know you are going to bring some legalities about public sector and their services and I will remind you the tax we pay for them and it will go on until tomorrow... This is in basic format in my opinio
  9. Sorry to hear that I totally agree with you but there are goods and bads everywhere; believe me I speak 3 languages and hence lived in 3 completely different countries... Some can keep these discreet some can publish immediately... All I can say is; the Britain named as Great Britain is not only because of the great history but also is blessed with very sensible and educated public, I thought the forums like this where people can be remained anonymous; can reduce these kind of frictions in our lives and help the victims rather than supporting the rich and strong!!! This foru
  10. Great!!! So how is it possible that people started an online petition against Donald Trump on the governments website? So if I understand correctly 1- I need to be specific about what I am asking for 2- I can't use any names or personal information It would be like Do you know the guy who plays in NBA who is very tall and he has brown eyes? Rubbish!!! Basically all you my friends; you are asking me to get over it.... It has been like that before my time and it will be the same after your time? And the groups or people who may have tacit agreements before the cour
  11. Ian still waiting for a response what will happen if I were to start an online petition against the judge? Am I allowed to?
  12. Thank you Andy Nice to see you again, What you are saying is basically I will need to swallow it up? Beside of my lack of experience? If the 21 days gone pass? Also is this not a major mistake 1 - the decision contradicts itself with the case being dismissed because not enough evidence and paying the defendants fees in a small claims tracking 2- I was penalised to pay a VAT element which I have not been invoiced for 3 - conflict of interest the defendants counsel represented my case?
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