Okay thanks can you tell me if you have heard of a company called Revival they deal with helping people through these problems

Thankyou for your reply, I have been told to get a form N244 form from the courts do you think this will help?

Hi Im in need of some serious help, I have a Mortgage in arrears with kensington mortgages to the tune of 17000 and got taken to court by them in april 2012. I was given a suspended court order and told to pay my contractual payments of £890 plus an extra £500 to cover the arrears. since then I have been having serious problems with keeping employed and since then have defaulted on the suspended order payments to the tune of £5500 I have had to take in lodgers to help me pay the bills in the house, I have contacted kensington and kept them aware of my circumstances with employment and have been doing my best to stick to at least the contractual payments since then, in November 2012 my mother passed away in an accident abroad and I had to go away abroad to sort things out with the rest of my family and I returned back to the UK on 3rd december, whilst being away I missed one payment on the agreed payment of the arears so since then I have been trying to get kensington to help me get back on track by re setting back up the agreement to whta it was originally £800 plus £500, this they have turned down once just a few weeks ago, I appealed to them again asking that they look into it again as I had lost a lodger so my circumstances had changed and I had taken in another lodger to help me with the mortgage I sent them proof of this along witha covering letter detailing my circumstances and this morning I recieved a letter from kensington saying they have turned down my proposal to pay an extra £500 again. Speaking with someone in litigation she has told me that unless kensington recieve the £5500 in arrears since the suspended order from last april they will push for an eviction warrant, this means that even if I was to give them the £5500 pounds they could still turn down my proposal and push for eviction? someone please help is there anything I can do, or am i doomed to lose my home?