Yeah. its going to take me just over a year to pay it back. I dont want to be with them any longer. If I can pay more at some point I will plus not wanting to be out of work too long...i have 2 small children who are expensive and none of my plans included becoming a benefit scrounger! I have my plan in writing, the guy on the phone even checked I had received it!

I don't know if my situation will help you see some light at the end of the tunnel but i am going through financial difficulty at the moment and have a £440 (plus £110) interest with payday express, have had it deferring over a few months and i phoned them before Christmas to advise them of this, as i am sick of paying interest and nothing else. I was passed from pillar to post and had my account on hold for 2 weeks. They took £45 late payment fees from my account today and I spoke to a few people then a manager phoned me back quite a few hours later. He told me my account was now £660 as more interest had been added. He credited the £110 and also put the £45 back in my bank account and agreed a payment plan with me for £10.00 per week with no extra interest. Keep at them...they will give in! I have received my credit agreement via email

how did you get on? payday express have agreed a payment plan with me today and have also credited interest and late payment fees

i have finally got somewhere today. have done all by phone as didnt reply to email. have spoke to a manager and am paying £10.00 per week, which is what i asked for. they also took some interest off and refunded my late payment charge, really happy

I don't know if my situation will help you see some light at the end of the tunnel but i am going through financial difficulty at the moment and have a £440 (plus £110) interest with payday express, have had it deferring over a few months and i phoned them before Christmas to advise them of this, as i am sick of paying interest and nothing else. I was passed from pillar to post and had my account on hold for 2 weeks. They took £45 late payment fees from my account today and I spoke to a few people then a manager phoned me back quite a few hours later. He told me my account was now £660 as more interest had been added. He credited the £110 and also put the £45 back in my bank account and agreed a payment plan with me for £10.00 per week with no extra interest. Keep at them...they will give in! I have received my credit agreement via email

I don't know if my situation will help you see some light at the end of the tunnel but i am going through financial difficulty at the moment and have a £440 (plus £110) interest with payday express, have had it deferring over a few months and i phoned them before Christmas to advise them of this, as i am sick of paying interest and nothing else. I was passed from pillar to post and had my account on hold for 2 weeks. They took £45 late payment fees from my account today and I spoke to a few people then a manager phoned me back quite a few hours later. He told me my account was now £660 as more interest had been added. He credited the £110 and also put the £45 back in my bank account and agreed a payment plan with me for £10.00 per week with no extra interest. Keep at them...they will give in! I have received my credit agreement via email

I don't know if my situation will help you see some light at the end of the tunnel but i am going through financial difficulty at the moment and have a £440 (plus £110) interest with payday express, have had it deferring over a few months and i phoned them before Christmas to advise them of this, as i am sick of paying interest and nothing else. I was passed from pillar to post and had my account on hold for 2 weeks. They took £45 late payment fees from my account today and I spoke to a few people then a manager phoned me back quite a few hours later. He told me my account was now £660 as more interest had been added. He credited the £110 and also put the £45 back in my bank account and agreed a payment plan with me for £10.00 per week with no extra interest. Keep at them...they will give in! I have received my credit agreement via email

hiya i took out 2 payday loans few months ago, and no am unemployed. i have dealt with wage day advance and in the process or setting up an arrangement. however i have phoned payday express and they are refusing to help...i havnt told them im unemployed yet, should i do this? and they are wanting £550 (inc interest) on friday 23rd december....help!!!