Hi all, A relative is being coerced into dealing with this company Money n More who claim to be different to a debt management agency because they have more "legal clout". Apparently "unlawful debt" can be completely vanished away by these people, and them doing that is completely different to writing debt off which other companies do. I have just spent 45 minutes on the phone to someone who talked me around in circles about what this Money and/n More actually do and I'm still none the wiser. They actually mentioned that I might find bad reviews online, which I find interesting to say the least. So I thought I'd come here to ask if anyone has had dealings with these people, to try and figure out if they are legitimate or just another set of vultures looking to make money off desperate people. What raises red flags for me is the fact that these people contacted my relative out of the blue, having been referred by a "public information center". After numerous phone calls, they made an appointment to visit the house and after considering the risks, my relative cancelled the appointment, only to be called back by someone else from this company who managed to convince her to go ahead with the appointment anyway. They sent out a courier and/or representative (the tag changed throughout the conversation today) today at 14:15 rather than the 15:00 appointment time, to get a signature on this documentation apparently at the cost of £70 to the company. My relative was apparently told this would be billed to her if she did not deal with the man on her doorstep, when I spoke to the company myself the issue of this fee was raised, but they were very careful not to threaten me with a bill. I find this all to be bad practice and am very dubious about giving the go ahead to deal with this company, since it all seems very desperate and forceful. Anyone who can offer some advice on whether they are legitimate or just talking out of their backsides and looking to make money would be a huge help. Thanks all.

Hi all.... Without going into all the gory details, I'm in the process of trying to settle a "no win/no fee" personal injury claim (instigated by my insurance company) I've been farmed out to a solicitors who are frankly vile and do business in a way that puts me in mind of a mafia. They've lied to me about certain facts on numerous occasions and are now aggressively perusing my authorization to proceed with the claim. I'm having someone look into it at the moment, as I can smell a very large rat with some of what's been going on and I'm not prepared to sign my name to anything until I'm 100% sure it's legit. I received a letter on Saturday morning in which it's announced that the solicitor is sending an "agent" out to my home on Monday to collect my signature and instructions they require. I am not happy about this at all, and to my mind if someone comes to my door to make me sign something, I would therefore be acting under duress. I also don't yield to bully-boy tactics and all this goes again towards me thinking something is very wrong with whatever they are doing. I know that the law states debt collectors can't visit my home without permission. I'm also under the assumption the only people who can set foot within my property lines are postal workers, people asking for directions or people who are asked by invitation. Does an "agent" working on behalf of a solicitors firm have any different kind of rights to visit my home? I would very much like to know my rights and have the facts to hand should this person call on me this Monday and this seemed like the right place to ask. If anyone could give me some advice, I would be very grateful. Thanks for reading.

First of all, sorry if I am posting this in the wrong place. My problem is with a company my insurance sent me to after being in a car accident in early 2010. I followed their advice and a man came out to my home and took down my version of what happened. I signed the agreements and he went away to type up my statement. A few weeks or more later I was sent a written copy of the statement I'd made. I was asked to read it through, correct and initial any mistakes. Sign and return it. There were a MASSIVE amount of mistakes in the statement, such as place names (despite having spelled them for the assessor) I spent over and hour correcting the statement and sent it back. That was the last I heard....until now. 2010 was the worst year of my life, my grandmother and two of my closest friends died within six months of each other and I was also more or less housebound for a few months with a back injury (possibly due to the injury sustained from the car accident) so as you can imagine, chasing up on this claim, which I believed was being processed by competent person who would contact me if I was needed, wasn't on my list of priorities. I opened my mail on arriving home today to find a letter from the solicitors who were supposedly acting on my behalf to make a claim against the driver responsible. They have informed me that I have to pay THEM over a thousand pounds and that they have passed a judgement on me (county court I assume) and will be "commencing enforcement proceedings" if I don't cough up the sum within seven days. I am absolutely furious. I've heard NOTHING from these people since returning my amended statement back in 2010. No letters, no telephone calls, nothing! Yet now, they want money from me. It was all on a "no win, no fee" basis, so I do not understand why I'm being chased for this money. My fiancee seems to think that they are pulling a fast one on me, as their silence for well over a year is suspicious at best. Obviously I can't afford to pay a thousand pounds within the next seven days and frankly, why should I be paying anything when as far as I'm concerned they haven't fulfilled their end of the bargain by taking my injury claim to court and fighting for compensation. Can anyone advise me of my rights against these people? I'm going to try calling them on Monday (hopefully after speaking with Trading Standards) to find out what is going on. I'd love to be able to come back at them by knowing my rights. Thanks for reading. Any advice would be gratefully received!

First of all, sorry if I am posting this in the wrong place. My problem is with a company my insurance sent me to after being in a car accident in early 2010. I followed their advice and a man came out to my home and took down my version of what happened. I signed the agreements and he went away to type up my statement. A few weeks or more later I was sent a written copy of the statement I'd made. I was asked to read it through, correct and initial any mistakes. Sign and return it. There were a MASSIVE amount of mistakes in the statement, such as place names (despite having spelled them for the assessor) I spent over and hour correcting the statement and sent it back. That was the last I heard....until now. 2010 was the worst year of my life, my grandmother and two of my closest friends died within six months of each other and I was also more or less housebound for a few months with a back injury (possibly due to the injury sustained from the car accident) so as you can imagine, chasing up on this claim, which I believed was being processed by competent person who would contact me if I was needed, wasn't on my list of priorities. I opened my mail on arriving home today to find a letter from the solicitors who were supposedly acting on my behalf to make a claim against the driver responsible. They have informed me that I have to pay THEM over a thousand pounds and that they have passed a judgement on me (county court I assume) and will be "commencing enforcement proceedings" if I don't cough up the sum within seven days. I am absolutely furious. I've heard NOTHING from these people since returning my amended statement back in 2010. No letters, no telephone calls, nothing! Yet now, they want money from me. It was all on a "no win, no fee" basis, so I do not understand why I'm being chased for this money. My fiancee seems to think that they are pulling a fast one on me, as their silence for well over a year is suspicious at best. Obviously I can't afford to pay a thousand pounds within the next seven days and frankly, why should I be paying anything when as far as I'm concerned they haven't fulfilled their end of the bargain by taking my injury claim to court and fighting for compensation. Can anyone advise me of my rights against these people? I'm going to try calling them on Monday (hopefully after speaking with Trading Standards) to find out what is going on. I'd love to be able to come back at them by knowing my rights. Thanks for reading. Any advice would be gratefully received!