nohope
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Everything posted by nohope
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It gets a bit more complicated, they are not my tennant. It is one of the existing places here that has been connected. there is 2 of them and the smaller one is owned by the other person and they want them out so they can have their cabin back. as they are nothing to do with me and not a tennant of mine i cant find anything that says i can't cut them off but also can't find anything that says i can. I doub't its something that has ever come up on here so not expecting to find the answer but then you never know. And yes, letting someone run off your electric supply is ok to do so long as it is after the main meter as everything from that point is yours so you can do what you want.
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My meter is the main one, they come from a supply after the main meter and have a meter in the cabin, sub meter i guess you can call it. I read their meter and they pay for the units used and then the main bill comes from my bank so it is all above board yes having someone else connected so long as it is after the main meter is legal. I just want to know if i can cut them off with no comeback to myself as i have been letting them use it for a few years now/
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I have 2 people connected to my electric supply and they have been for a few years now. All good and agreed and they have meters so pay for what they use. I now want to disconnect one of them as we don't get on. As it is obviously after the meter and from my side of the supply can i just disconnect them. The one i was to remove is in a cabin that they rent from the other person, they have now started to cause problems and refuse to move out. As it is my supply that goes to them, is there any comeback for me if i cut them off. It has only ever been a friend's agreement and nothing ever in writing. I've searched but found nothing like this so if anyone can shed some light on it i would be greatful Thanks in advance for any help.
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cabot/Mortimer claimform - vanquis card 'debt'
nohope replied to nohope's topic in Financial Legal Issues
Yes sent both off but only had a reply from solicitors. And no, I've not managed to read up on anything yet, between work and my daughter having a major operation on her back I've had no time at all to do anything lately. -
cabot/Mortimer claimform - vanquis card 'debt'
nohope replied to nohope's topic in Financial Legal Issues
M C solictors have written back saying they agree to the 28 day extension, do i just write to the court and say they have agreed to it or do i add a copy of the letter in with it to prove they have said yes? also, they are asking what documents i need, do i just say everything they have on record as i have nothing here. -
cabot/Mortimer claimform - vanquis card 'debt'
nohope replied to nohope's topic in Financial Legal Issues
Everything has been sent off to them. Is it now just a case of waiting until they get back to me? -
cabot/Mortimer claimform - vanquis card 'debt'
nohope replied to nohope's topic in Financial Legal Issues
I'm getting there slowly, and i mean slowly. This is all way over my head. What am i meant to keep or delete where it says delete if not mentioned in the Particulars of claim. Is it point 2 to 6 and just leave 1 the agreement there? -
cabot/Mortimer claimform - vanquis card 'debt'
nohope replied to nohope's topic in Financial Legal Issues
Worked it out. Yet again, right in front of me all the time lol -
cabot/Mortimer claimform - vanquis card 'debt'
nohope replied to nohope's topic in Financial Legal Issues
I'm on mcol, which option to i choose to start it off. Is it AOS? -
cabot/Mortimer claimform - vanquis card 'debt'
nohope replied to nohope's topic in Financial Legal Issues
Going to do that as well while i'm doing the cpr. Just reading through it and working out what needs deleting. -
cabot/Mortimer claimform - vanquis card 'debt'
nohope replied to nohope's topic in Financial Legal Issues
My bad, Couldn't see for looking. Sorted that, do i use the claim number on the court claim as the reff number as its all i have from them? -
cabot/Mortimer claimform - vanquis card 'debt'
nohope replied to nohope's topic in Financial Legal Issues
I'm getting lost even more now. On the template for the CCA its got parts that say delete as appropriate? what do i keep and what do i delete? -
cabot/Mortimer claimform - vanquis card 'debt'
nohope replied to nohope's topic in Financial Legal Issues
What is the CPR and is there a template, just doing the CCA request. -
cabot/Mortimer claimform - vanquis card 'debt'
nohope replied to nohope's topic in Financial Legal Issues
Found it Date of default 31/08/2011 Default balance £ 515 how has it jumped up to over 600 when the default is 515? -
cabot/Mortimer claimform - vanquis card 'debt'
nohope replied to nohope's topic in Financial Legal Issues
There is no summary option that i can find. I'm using noddle. Can i still claim back unfare charges from vanquis at this late stage, was thinking that will stop everything for now and get the amount down? -
cabot/Mortimer claimform - vanquis card 'debt'
nohope replied to nohope's topic in Financial Legal Issues
Is this what i need to find? Cabot Financial (Europe) LTD £ 613 31/05/2015 Default -
cabot/Mortimer claimform - vanquis card 'debt'
nohope replied to nohope's topic in Financial Legal Issues
not moved and will sign up for credit file in a mo. What am i looking for on my credit file? -
Received a claim form this morning from cabot. Last thing we need at the moment as we are struggling as it is. I have put all details below. Can i still go for unfare charges from vanquis as we had never done this? Please any help and some nice easy step by step help as i'm not to good with this sort of thing. Name of the Claimant ? cabot financial Date of issue – . 02-07-2015 What is the claim for – by an agreement between vanquis and the defendant on or around 11/08/2010 vanq agreed to issue the defendant with a credit card. The defendant failed to make the minimum payments due & the agreement was terminated. The agreement was assigned to the claiment, the claiment therefore claims £613 What is the value of the claim? 613+court fee/solicitor's costs £743 total Is the claim for a current account (Overdraft) or credit/loan account or mobile phone account? credit card When did you enter into the original agreement before or after 2007? after 2007 Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. cabot Were you aware the account had been assigned – did you receive a Notice of Assignment? no Did you receive a Default Notice from the original creditor? yes Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? no Why did you cease payments? out of work What was the date of your last payment? unknown Was there a dispute with the original creditor that remains unresolved? no Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? no, hid head in sand!!
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This is standard for the first few sales. It's either 21 days or once the buyer has left feedback. If they get the phone within a couple of days and leave feedback the money will be released straight away.
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Garage drilled draining holes in my door and now it wont open
nohope replied to Cealz14's topic in Garage services
I doubt putting a couple of drain holes in the bottom of the door has anything to do with it now not opening. Have you tried both inside and outside handles and does it still unlock and lock with the central locking. -
@morrisons Parking eye Court Claim Form Received
nohope replied to nohope's topic in Private Land Parking Enforcement
Is there a perticular way to word the letter?- 22 replies
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@morrisons Parking eye Court Claim Form Received
nohope replied to nohope's topic in Private Land Parking Enforcement
Its not day 21 from parking eye receiving the CPR 31.14 and they have sent nothing to me and not added anything to the court claim. Is there something i can do now to get it thrown out as they don't seem to be in a rush to show me any type of contract that they don't have lol- 22 replies
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@morrisons Parking eye Court Claim Form Received
nohope replied to nohope's topic in Private Land Parking Enforcement
Yes sent the CPR31.14 letter recorded. Delivered on the 13-11-14 and signed for by S MAHONEY. Not had anything back from them yet and nothing uploaded to MCOL as yet.- 22 replies
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@morrisons Parking eye Court Claim Form Received
nohope replied to nohope's topic in Private Land Parking Enforcement
Now its uploaded twice lol. These are the ones that they have at the entrance and scattered round the car park.- 22 replies
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