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nohope

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  1. Received a claim form this morning from cabot. Last thing we need at the moment as we are struggling as it is.

    I have put all details below.

    Can i still go for unfare charges from vanquis as we had never done this?

     

    Please any help and some nice easy step by step help as i'm not to good with this sort of thing.

     

    Name of the Claimant ? cabot financial

    Date of issue – . 02-07-2015

     

    What is the claim for –

     

    by an agreement between vanquis and the defendant on or around 11/08/2010 vanq agreed to issue the defendant with a credit card.

    The defendant failed to make the minimum payments due & the agreement was terminated.

    The agreement was assigned to the claiment, the claiment therefore claims £613

     

    What is the value of the claim? 613+court fee/solicitor's costs £743 total

    Is the claim for a current account (Overdraft) or credit/loan account or mobile phone account? credit card

    When did you enter into the original agreement before or after 2007? after 2007

    Has the claim been issued by the original creditor

    or was the account assigned and it is the Debt purchaser who has issued the claim. cabot

    Were you aware the account had been assigned – did you receive a Notice of Assignment? no

    Did you receive a Default Notice from the original creditor? yes

    Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? no

    Why did you cease payments? out of work

    What was the date of your last payment? unknown

    Was there a dispute with the original creditor that remains unresolved? no

    Did you communicate any financial problems to the original creditor

    and make any attempt to enter into a debt managementlink3.gif plan? no, hid head in sand!!

  2. POC

    claim for monies outstanding from the defendant, as registered keeper, in relation to a parking charge, issued 02/08/2014, for parking on private land in breach of the terms and conditions (the contract)

     

    Parkingeye's automated number plate recognition system monitoring morrisons in XXXXXXXXXXXXXXXX captured vehicle XYZ entering and leaving the car park, overstaying the max stay time.

     

    The signage clearly displayed at the entrance to and throughout the car park states that this is private land, is managed by parkingeye ltd and is a max stay site along with other T&C by which those who park on the sire agree to be bound.

     

    In accordance with the T&C set out in the signage, the parking charge became payable.

     

    Notice under the protection of freedoms act 2012 had been given under sch 4, making the keeper liable. The claim is in reference to parking charge XYZ.

     

    That's everything it says.

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