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About trish48

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  1. Can someone please help with this. I and my husband have received letters from pcs saying we owe £1007 in overpayment. We haven't had wtc for a few years and don't believe we owe anything. What do u suggest? Friends have said to ignore it because if we respond we are admitting we owe it. I'm at a loss as to what to do I hope you can help me please. I am on disability pip payments at moment and this is causing me to have panic attacks
  2. [ATTACH=CONFIG]52445[/ATTACH] I hope I have done this correctly - Should be my letter from EQUITA that hs been edited so non of my personal details contained in it. Please advise. Thanks
  3. apologies for doing too many threads. Im really worried. I am going to take a pic of the letter and try to upload - although not the best tech person in the world. It just says Equita at top left and then the address in the righthand side of the letter nothing about a bailiff or dca mentioned anywhere. Thanks
  4. Hi Everyone. I have received a letter today from Equita - I had never heard of them before today. They have sent the same letter also addressed to my Husband. It says its regarding Unpaid Tax Credits and that if we do not take action to resolve this matter immediately they may recommed to HMRC that they commence enforcement action against us. This could involve: An Officer taking control of our goods and selling them to discharge the debt. Legal action through the Magistrates Court with any judgement being recorded against us. It says to ring them now. Also to ring the
  5. I have just checked and this is EQUITA dca acting on behalf of HMRC. What should I do - my first instinct is to ignore as its a DCA and I dont like acknowledging these people.
  6. I have received a letter today from a company called Equita - My Husband has also received the same letter addressed to him as well. It says its regarding HM Revenue & Customs - Unpaid Tax Credits..... ... I have not received tax credits for well over a year now. I did speak to someone and explained that I have always given them updated information as soon as I knew it and in fact a couple of times they have told me to ring back because I have been telling them about something that would be happening within the next few weeks... EQUITA are saying that HM hav
  7. Thanks for all your help - can i please ask your advice on what to do about this. Vanquis say they cannot deal with me in writing until I confirm my new address - should i photocopy a copy of water bill to prove I live at my address (its because I have moved address since I took out the card) I changed address once before and they accepted the address now they say they cant accept it.
  8. how do i reclaim it and they said it isnt ppi its like ppi thanks
  9. I was a one parent family and took out a Vanquis card to try and make ends meet - I always paid the monthly charges on time. I recently had a heart attack and i have been told that i am in heart failure - ive lost my job and i am living alone in rented house as my daughter has now gone into the army. I explained this to Vanquis and that I do not have any money to pay them - they told me I had a kind of ppi but it did not covr this situation but they would put my account on hold for 6 months. After only one month they are constantly calling me on my landline and my
  10. Hi can anyone please help - on 27th April took out scooter insurance online with Carole Nash Insurance and paid deposit with debit card. Had to cancel the day after and was assured the refund would be in the bank within 2-3 days - one week later no sign so rang again. Was told it had not been processed and the guy would do it there and then and promised would be in bank within 2-3 days. Rang again today to be met with someone who isnt interested... told me can take over 2 weeks to refund and he will have a word with accounts tomorrow. I am confused because payment is listed as C
  11. I have got the dates and payments I have paid because I paid through DD through my bank and they say that the outstanding money is up to the date in July that I moved out of the property. I now have £256 outstanding. I have cancelled the dd for Monday as it will give me bank charges if it trys to come out. Ive just rung the head of customer service and she thanked me for letting her know i couldnt pay this on Monday and she has given me the number for payments and asked me to contact them and set up another payment plan which is going to be better for me to pay... I reckon i could manag
  12. Hy everyone Can someone please tell me what to do im worried sick and dont know what to do. I moved home in July 2011 and moved Councils. I rang up the Council I was with and gave them over 1 months notice that I was moving out and again when I moved I rang and told them I was moving out on that day and they again said they would send a final bill to my new address if there was anything owing, which they doubted looking on the system !! I moved out and into my new address within a new Council and started to pay my council tax to the new Council and didnt hear anything from the old
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