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simh2

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  1. Finally realised that we ( my wife and I ) have a debt problem after many years on the hamster wheel of borrowing to pay off existing debt. In the process of speaking to debt management charities to get things started, any advise gratefully accepted. For those of you interested I will post progress good and bad as I have read some posts on this site that have helped with deciding to take the first step.
  2. got told on the speed awareness course that generally up to 9 mph over the limit you get offered the course as an option ( depending on which police force caught you ) if you haven't been caught previously in the last 3 years
  3. Fill in all your details if you were the driver+ send it back to them, depending on your speed they may offer you a speed awaresness course which costs more than the fine but you dont get points on your licence ( had the same situation myself back in the summer )
  4. no compo offered (apart from £20 for inconvenience - not taken though ) but wouldn't take compo anyway, might chase for admission of wrong doing cos they are adamant they have acted correctly
  5. no compo offered (apart from £20 for inconvenience - not taken though ) but wouldn't take compo anyway, might chase for admission of wrong doing cos they are adamant they have acted correctly
  6. along the same line I was starting to think
  7. I wish !! I received a final settlement of the complaint I raised about their suspicious actions
  8. not really- but from what I hear this happens quite often, so think this battle may be lost but I'll be keeping a closer eye on them in future
  9. received letter in full and final settlement, no fault at their end, also received the letter to inform me of rate decrease dated 24th november but received today !. So guess thats the end of that
  10. put in a claim for ppi yesterday, went out shopping tried to use the credit card, card getting randomly bounced so phone them to be told that I have gone over my credit limit which they reduced ( conveniently ) last week, news to me !!! very very suspicious also online access to credit card account temporarily not showing balance, payments due etc but bank access ok again suspicious any ideas ?
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