This topic was closed on 03/06/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support their. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

Hi As I'm not totally used to "forums" it's probably my fault I can't pick up my thred from The bank Action group site. i can log in ok, but thats it, so iv'e decided to post a new thread. Just to re cap I applied on line for back statemnets at the beginning of March and they wrote to say my request was being dealt with. I got that reply a month ago and have heard nothing since..............so i guess i need to go DPA route now, yes? Also I have been trying to open another account elsewhere in anticipation of Abbey closing me down, and No One will accept me! My credit history must be in such a mess from years ago, so I think I will have to play things abit conservative with all this..........any ideas? They have had over £4000 in charges off me in the past 3 years, so it may be double when i get the older statements to look at. I can see I may have to accept some sort of payoff rather than take them to court, and run the risk of them closing my account. THREADS JOINED.

Hi, think i sent this to new topic in error.............sorry! Just to say had a letter from Bradford cust services, thanking me for my request for old statements. said i will recive shortly as in archives. Is this the sort of letter you want for your records? Also, now do i give them 40 days to supply, and failing that do i then claim.? if the answer to this is in FAQS, I'm sorry V

Hi, whilst i wait for my back statements, I reckon that the past 6 years my claim will give a total of well over £5000 especially if interest is added, seeing as I know it to be over £4000 just from Sept 2003 to date. So........from what I have read, do I need to keep my claim below £5000 for small claims court if it goes that far?

Hi yes, I know what you mean. The other day I spotted a cheque presented on my account that day taking it 40p overdrawn, so i paid in cash immeadiatly to make sure it cleared, I thought!!! but when I checked the next day, they still bounced the cheque and will charge £35 me for their pleasure AND £20 for going 40p over my limit! I'm just waiting for back statements so i can get my ball truly rolling. Good luck, and by all means keep in touch

What a coincidence! The same day I discovered this site, I also found out that the Abbey have bounced a cheque today for £40 despite the fact that funds of £500 that I paid in 2 days ago will clear tomorrow, meaning I will get charged £35! I have applied on line for back statements, and I am staggered to find that on the statements I do have going back to Sept 2003, they have taken £4139 in charges! Like another member I too had a time when I had to go in branch and take over the counter what they deemed fit for me to have from my salary, and yes because I felt ashamed and at fault i accepted the daylight robbery. Only now that i am almost debt free, I have found the confidence to try and get my money back, so....................watch this space!