Thank you fkofilee. I figured that was what they were up to. I've read that article and the N244 form. I'm not sure if she meets these, other than item 1. 1. that you did not receive the claim form 2. that you have an arguable defence if you are permitted to submit it 3. that it would be in the interests of justice to set aside the judgement and to allow you to present your case. I'm not sure if we could claim an arguable defence, or rather, what constitutes one in this instance. Would them adding on their own excess charges count? The debt is only for £70. Am I right in thinking if we did get it set aside, then they can just apply again to the correct address? I'd quite like this to go away and would be willing to pay the original debt for her, but not £350 or maybe even £500 if this arrears is added on. Plus I have a feeling BC would not accept that offer. It wasn't O2 Refresh, it was 3 Mobile. Since they are not regulated by the CCA 1974, how would they prove the debt? I googled for CCJ arrears and there didn't seem to be a lot of information. Is this actually a real thing or something my friend Mr Carter is making up?

Hi, First time poster, long time lurker, so be gentle! My partner had an old mobile phone debt being chased by Lowell for 3 Mobile. I sent them the Prove it letter in 2011 back not acknowledging the debt and requesting the credit agreement. They sent back one page of an overdue mobile phone bill as proof. Nothing else. The debt would have become statute barred at the end of this month. Fast forward a few years, and it now turns out they issued a CCJ for £350 in January to an old address she has not lived at for 6/7 years, whilst sending threat-o-grams to our current address and our previous address to this one. She has had a letter from Bryan Carter Solicitors yesterday informing her that the CCJ is now in arrears of £150. This was the first we'd heard of any CCJ being issued, never mind arrears, and only today has it appeared on her Noddle credit report under her old address. We have heard nothing from the court at all, but thats understandable given they were provided the wrong address. The noddle report says its £350. They now want £350 for an original £70 debt, which was increased to £209 in 2011, and are adding on these CCJ arrears. My partner has no job (not claiming benefits), no property and no real items a bailiff could repossess. We rent and I own all the items in our flat. I know nothing about CCJ's but a quick google indicates we'd have to pay £155 to apply to have it set aside. They are demanding the CCJ arrears for £150 to be paid in full immediately. I don't know if this is Bryan Carter adding this on, or this is court ordered. We are not married but could they repossess my items as we share a home? What should we do now? Hopefully I've given enough details but please do ask if I've neglected to mention something.