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oddjobbob

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Everything posted by oddjobbob

  1. It's not just the APR though, they add on all sorts to the finance such as un needed rubbish super duper worthless warranty, GAP insurance, etc, all this is added to the amount you borrow. They also advertise an unbeatable deal like a 3 month old car at 40% off new, then when you arrive they've 'just' sold that one but have 20 others for you to look at, none of which resemble the unbeatable deal: the hope being that they've got you on site and will take you prisoner until you buy. The one at Chertsey was notorious for this, but no doubt they are all (allegedly!) the same.
  2. No you don't. A dealer is under no compulsion to service a vehicle before you buy it from him. Many do, but it will normally only be a basic oil and filter and check levels service. If it would have affected your decision then you should have specifically asked the question and had it confirmed (or not)
  3. ''M-JET 16v 3 DOOR GT COUPE, WITH FULL LEATHER INTERIOR , FULL SERVICE HISTORY ALL MANUALS 2 KEYS AND PLENTY OF RECIEPTS, RECENT CLUTCH AND SERVICE,REAR SPRING AND DROP LINKS, 6 SPEED MANUAL 150 bhp POWER AND ECONOMY ALL UNDER ONE HOOD.TWIN TAIL PIPE EXHAUST,SOUGHT AFTER STYLISH ITALIAN THOROUGH-BRED COUPE ALL IN COLOUR CODED AZZURE, BLUE, Next MOT due 04/09/2015, Tax expires 31/01/2015, Full service history, Electric windows, Air conditioning, Parking aid, CD player, Leather trim, Height adjustable driver's seat, Folding rear seats, Sports seats, Metallic paint, Alloy wheels, Power steering,
  4. +1 to the above except that advisories don't count, they are merely someone's opinion. against this is the fact that an MOT is regarded as a snapshot of the car's condition on the day of the test only, apart from corrosion near to a structural area where the limit is I think 3 months. The reason for MOTs being only a snapshot 'on the day' is that who is to say you didn't drive into a huge pothole and snap a spring etc? (not saying you did btw!) So you may struggle, but worth trying to do something. As an aside, when I was in the trade, I had heard of a [problem]
  5. Let's be sparkling clear here.... if you have bought a car at auction with the intention of selling it on for a profit, that makes you a motor dealer, whether registered or not, and, by definition, by doing this, you are most certainly NOT a private seller, and this could cause you all sorts of problems in the future. If you don't want to pay tax and VAT on your profits then that is, as you say, your business, but I can tell you as a former motor dealer, that you are skating on very thin ice, especially nowadays since HMRC can see any and all cars for sale through a simple internet sea
  6. He might be able to return it if the history doesn't come... however, most histories can be traced if they are main dealer by calling the manufacturer to see what they have got. But they definitely won't pay for any betterment, time taken off work, distress and what not. I think you will find in their terms and conditions that their total liability to you cannot exceed the price paid for the car - and this is something they CAN do as statutory rights are very limited in an auction.
  7. I don't think you can repair it yourself and sue later unless you've given them an opportunity to fix it first.
  8. As conniff says above - you have to give him an opportunity to fix it, otherwise you cut down your rights later on. Hopefully he will stand on his word and fix it for you satisfactorily.
  9. Yep. life's not easy is it? Let's hope they DO actually fix it and don't start trying to claim your repairers have caused the damage in stripping it down etc. If its not fixed within a reasonable time you need to sue for money back I reckon Good luck anyway though.
  10. Well I see what you're saying but you already said it was fine at the time so it probably was fit for sale and free from major faults at the time of sale. They have offered to fix it, so I would either get it transported to them asap or drive it there VERY gently and let them do so.
  11. My son foolishly bought a rental property about 9 years ago - I told him at the time the figures didn't add up, e.g. guaranteed rental income for 2 years (meaning it was too dear in the first place) £5000 cashback on the mortgage (ditto) and too dear for a new build in the area. As predicted, once the 2 year 'guaranteed' rental income ended he couldn't find a tenant at anywhere near the required rent and eventually he fell behind on the mortgage and finally handed the keys back. He now live in a jointly mortgaged property (the rental was his name only, the 'home' is joint husba
  12. No, a private seller is deemed to have insufficient technical knowledge to know whether or not a car is roadworthy or not, so it is expressly buyer beware, it doesn't matter about any warning lights. However, If it could be shown for example that the car had been taken for an MOT a few days before selling it and it was deemed unroadworthy without disclosure then that's different. If you are a private seller it is basically buyer beware, if you are a trade seller it's basically seller beware!
  13. No. It's buyer beware, as long as the ad does not lie then there is no need to disclose a problem if its a private sale. EG...NEW TYRES...if they aren't, that's a lie. 82,000 miles....but its ACTUALLY 182,000....that's a lie. But faults do not have to be disclosed No, if the light is on at test drive / purchase time and the buyer still buys the car it's their problem, if it comes on a week later, it's still their problem .
  14. No, it's virtually impossible that it's mmid in disguise...I mean it DOES make sense that a car dealers should operate from there, especially since the new company have no liabilities for the old company's debts. And perfect sense to keep the same web provider and phone number. I mean..I would, wouldn't you?
  15. Well thank goodness for seaside lad, who joined about a week ago and just so happens to live near this affected premises, AND he knows all the ins and outs of what actually happened here. So pleased, otherwise we'd have all been in the dark. I mean there is a SLIGHT possibility that's it's mmidd in disguise, but hey, that's virtually impossible isn't it?
  16. Can anyone help? I am very lucky in that whilst browsing the news recently I saw about 2015 pension changes and that from next April (I will be 58) I can take any pension as a lump sum and not buy an annuity unless I want to. I had forgotten all about some pensions I started in the 1970's and have had a good dig around and am very happy that I have a 'forgotten'; pension pot of over £90,000 in two RAC's. I do not need to generate an income for my old age as I have some property investments which provide an adequate living. My questions are Will I be a
  17. it will be a cat C write off. Worth about 50-60% of proper value as its so new. Unless the op can buy it for pennies, there is no 'fortune' to be made. TBQH there are no fortunes in the car game if you do it properly, it was a decent living, no more, never will be more.
  18. you'd think if it was that bad it would have been an advisory a year ago. however that doesn't help today. I don't think there's much that can be done, an MOT is current only on the day it is issued, other than for corrosion when I believe the cut off period is 3 months. so I doubt the selling dealer can be held liable to be quite honest. I would ask around your area for a competent welder who can most likely put it right for you. Also how old is this car? Is there no manufacturers corrosion warranty in place?
  19. Well we can't accuse the op of that as we don't know all the circumstances. the key here though is possession, and whether the official receiver can over ride a company's terms. let's say I contract to supply you with £5000 worth of widgets and they are at my warehouse, indeed on the lorry on their way to you. during this I learn that you are bankrupt. can an official receiver say to me that the goods were ordered prior to bankruptcy and that I should deliver them and get 20p in the £? No, he can't. Had I already delivered them then that's a different matter, unless it
  20. the op has already said it's under £1500. " the official reciver has told me i can keep it as its worth under 1500 pound."
  21. didn't see that you' put that my apologies. yes they should do that. if it needed £900 to get thru thre mot its not going to be worth a lot though is it?
  22. Quite right and no doubt legally correct. But before anyone apart from the repairer touches it you can bet your house they will remove all parts they have fitted making the car virtually worthless. There are two worlds. The legal world, and the real world. We live in the latter.
  23. No they can't keep the car. If it's in their terms and conditions that all accounts must be settled before they will release the vehicle then they can dispose of it. And then they take their unpaid bill out of the money they get and send the owner the balance. That's what should happen. What WILL happen though is that they will ensure there is no balance left over, or simply remove their parts from the car rendering it worthless. The law is the law, but possession counts for quite a lot. Put yourself in the garage owner's position. Would you just willingly hand
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