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JohnnyPacket

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  1. I have been absent from work since early December with two inpatient stays at hospital and am still receiving ongoing outpatient treatment for a debilitating condition. All of my time off has been covered by sick notes which I have duly given to my employers along with regular weekly updates as best I can. I was asked to attend a meeting with their occupational health team a couple of weeks back which I attended and explained my issues to which they appeared to be fully understanding of. I have now received a 'Recorded Delivery' letter requesting that I attend a "formal reveiw meeting" to be held in less than seven days time - at this meeting I am not allowed to have a legal representative, a family member or friend intead I can opt for a trade union representative (I am not a member) or a work colleague. I feel that I am being unfairly treated whilst dealing with my condition and their actions are tantamount to constructive dismissal or some other illegal action. Can they bully me in this way and is this legal?
  2. That is a correct assumption blondebubbles! My employer states that this is adopted to stay within the rules and guidance of the HMRC to avoid further fines from similar instances of the past. I will, however, ask them from which guidance they adopt this policy.
  3. Thanks Guys for your comments etc. I now have the correct 'wording' from my employers which is attached. Does this now make any sense to anyone?? Thanks in anticipation!
  4. Thanks guys, I'll see what they come up with and post the result asap!
  5. Thanks for the response blondebubbles but I cannot find the information within the link you provided! Apparently, there is a ruling/law which states that if your first appointment is 'within a 5-mile radius of your permanant place of employment' this travel cannot be included as 'business' mileage (if travelling from home or your place of work). The same is in reverse in that you cannot claim if your last appointment of the day is within the same radius and your next stop is your home (meaning you therfore cannot claim from the last call to home). If this makes sense is this correct as I cannot find this on the HMRC website!
  6. Does anyone out there have any detailed information on the definitions of Business against Private mileage in a company car? I am at loggerheads with my employers with regards to the 'within a 5-mile radius of a permanent or temporary place of employment' ruling by the HMRC. Any information or pointers would be gratefully accepted, thanks in advance.
  7. Martin3030, I followed your advise and sent a further letter a month ago it read (amongst ather things) " I have recently become aware ofthe mis-selling of Consumer Card Protection and I have knowledge of the recentinvestigations into the Policy by the Financial Services Authority. I believeyou have not treated me fairly for the following reasons: The Card Protection Policy was added without my full knowledge. The Card Protection Policy exclusions were never properly explained, so I was unable to make an informed decision as to whether this policy was required or not. I was not asked whether I already had any existing policies that would cover any unauthorised use of my card. There was never any agreed contract for the policy. I had no use for this policy. Unless you can prove without doubt that thispolicy is fair, reasonable and suitable for my needs, I demand to be placedback into the position I would have been had this Card Protection Policy notbeen included. I will therefore demand a full refund of all of my payments andcompound interest charges as detailed on the attached spreadsheet. For yourinformation, I have previously submitted correspondence to you on October 15th2012 together with a completed payment protection insurance questionnaire whichwas then incorrectly forwarded by yourselves to OPUS Ltd. I now expect CITI to take ownership ofthis ongoing issue and resolve the situation immediately." I have not received ANY response to this day! What would your further suggestions be? Regards, Johnny.
  8. I have done all of what you have done Martin3030! Please see my own thread and offer some assistance if you can!
  9. I did just that ims21/MARTIN3030 and have finally received a response from OPUS stating that "the policy provided by CPP is for card protection only, this is different to PPI.....card protection is not included in the hight court ruling relating to the possible mis-selling of insurance policies....if you wish to pursue this matter further then you will need to contact CPP directly...". I have already contacted CPP who denied all responsibility as have OPUS now. What (if any) is my next step?
  10. I have no idea ims21 but strictly speaking I don't think it is a PPI claim as it is more of a misold useless insurance scheme going under the name of Card Protection Plan to which I was coerced into paying for. Please re-post to another forum if you think this is incorrect!
  11. I opened a credit card with The Associates some 10 years or so ago. Subsequently they were taken over by Citi Financial and more recently by OPUS. I have contacted CPP to request a fee reclaim but they told me that it was nothing to do with them as I was referred to them by The Associates! They are no longer in existence so I contacted OPUS to reclaim and they said it ws nothing to do with them and I was to contact CPP! I'm being passed pillar to post here - has anyone got any ideas as to who should take ownership of my request/claim?? Thanks in advance.
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